@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
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        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,583</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2f2cfdc1-1296-4a67-a2e3-dd52280feeb3%3A069b0ca7-f227-4dc0-b2a1-8bec2e489724" target="_blank" class="result-ref">11RO/415/2014</a>
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                          <span class="result-forma">Platobný rozkaz</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+Adamkovov%C3%A1" class="judge-link" title="Mgr. Katarína Adamkovová">Mgr. Katarína Adamkovová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Ak sa uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a odporcom je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky ( § 172 ods. 9 O. s. p. ).

…</div>
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          <div class="result-card">
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        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3ccf92e6-3bc0-47be-b02d-03e3595d0a2d%3A90804d94-9137-4e87-89d8-b3ce6e727ebd" target="_blank" class="result-ref">11CoE/245/2014</a>
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                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Darina+Vargov%C3%A1" class="judge-link" title="JUDr. Darina Vargová">JUDr. Darina Vargová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…III (Spoločné a záverečné ustanovenia) vyplýva, že dlžník vyhlasuje,
že súhlasí s uzatvorením tejto <span class="highlight-substring">zmluvy</span> a tiež, že bol pred uzavretím tejto <span class="highlight-substring">zmluvy</span> osobitne poučený o
dôsledkoch uzavretia tejto rozhodcovskej <span class="highlight-substring">zmluvy</span>. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/42a90122-0ea7-4e32-a78d-ee2a920a122f%3Aa072a772-ad5b-4f91-b3ec-3b33e4eccad6" target="_blank" class="result-ref">8C/96/2014</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Stanislav+Vojtko" class="judge-link" title="JUDr. Stanislav Vojtko">JUDr. Stanislav Vojtko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…XXX/XXXX Z.z. na účely tohto zákona sa <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
rozumie <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa
zaväzuje poskytnuté peňažné prostriedky vrátiť a uhradiť celkové náklady spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.



…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0b4f9b25-3034-4fb0-828d-918eeb34a0c3%3A56ac1ebf-7f5c-42eb-936e-37511171470a" target="_blank" class="result-ref">8C/75/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Viera+Koscelansk%C3%A1" class="judge-link" title="JUDr. Viera Koscelanská">JUDr. Viera Koscelanská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľské</span> <span class="highlight-substring">zmluvy</span> sú <span class="highlight-substring">zmluvy</span>, ktorých podmienky na uzavieranie sú všeobecne zakotvené v § 52
a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/19726ec1-8d22-45e8-92bf-8b0f1d5e8d6f%3Adb9ca945-518b-4063-a076-5cb33fd17cb2" target="_blank" class="result-ref">10C/459/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Mari%C3%A1n+Hatala" class="judge-link" title="Mgr. Marián Hatala">Mgr. Marián Hatala</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný súd si zaobstaral všeobecné podmienky poskytnutia
úveru, <span class="highlight-substring">zmluvu</span> o úvere a zmenku. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2eb75438-c04d-4795-97ae-855bef652bd0%3A65bd8bd3-800d-493b-bfe4-8a53ab69077e" target="_blank" class="result-ref">10C/443/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Mari%C3%A1n+Hatala" class="judge-link" title="Mgr. Marián Hatala">Mgr. Marián Hatala</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou exekučného spisu Okresného súdu Komárno 7Er/876/2010 je aj
<span class="highlight-substring">zmluva</span> o úvere uzatvorená medzi oprávneným (navrhovateľom) a povinným, keď exekučný súd bol
oprávnený skúmať exekučný titul aj vo vzťahu k <span class="highlight-substring">zmluve</span> o úvere a zároveň brať do úvahy ustanovenia
§ 45 ods. 1, 2 Zákona o rozhodcovskom konaní.   …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/27f13e44-95fd-478e-9ad9-6f0fe6ebc2fc%3Abd5029bd-daf0-49b4-ae23-16155cfaee6e" target="_blank" class="result-ref">9C/153/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Koval%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Jana Kovalčíková">JUDr. Jana Kovalčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú zmluvné dojednania <span class="highlight-substring">zmluvy</span> o revolvingovom úvere na č.l. 9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4116dd5b-78ea-43b9-8295-802a3c6a89fe%3A3944cb4b-fc6b-4a70-baec-b24b4fb4bbb2" target="_blank" class="result-ref">21C/124/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Pag%C3%A1%C4%8D" class="judge-link" title="JUDr. Dušan Pagáč">JUDr. Dušan Pagáč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> neobsahuje ročnú úrokovú sadzbu, t.j.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/21c05c8d-605d-4513-b800-18075aae4094%3A936368df-7ee6-4d21-8e95-c549dd79797e" target="_blank" class="result-ref">11CoE/275/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marta+Moln%C3%A1rov%C3%A1" class="judge-link" title="JUDr. Marta Molnárová">JUDr. Marta Molnárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…II/2013-2592 vydaný Stálym rozhodcovským súdom Slovenskej bankovej asociácie pri
dňa 04. 03. 2014, ktorého vydaniu predchádzala <span class="highlight-substring">Zmluva</span> o všadeplatíkarte zo dňa 15. 06. 2006, ktorú
súd posúdil ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1d45356c-4f35-428a-ba13-69a329d58493%3Aa7a8b6ca-bd1b-40f7-b8ed-f667281b0b81" target="_blank" class="result-ref">21C/170/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Peter+Siv%C3%A1k" class="judge-link" title="Mgr. Peter Sivák">Mgr. Peter Sivák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 52 odsek 1 Občianskeho zákonníka v znení účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span> (ďalej
len „Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0434d362-d619-4a5b-b9a3-f83e00be3a89%3A6305103d-c6dd-40a1-b4ed-984c783d9e34" target="_blank" class="result-ref">25C/41/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marta+Melicher%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Marta Melicherčíková">JUDr. Marta Melicherčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uviedol, že dňa 13.8.2007 účastníci konania uzavreli Úverovú <span class="highlight-substring">zmluvu</span> č. XXXXXXXXXX, <span class="highlight-substring">Zmluvu</span> o
revolvingovom úvere I. a <span class="highlight-substring">Zmluvu</span> o revolvingovom úvere II.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2ac46baf-e482-43fa-9c0d-eefc938d9210%3Ac1c11854-782f-4629-947a-6318e3a470d2" target="_blank" class="result-ref">3Er/312/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Michal+Dlugolinsk%C3%BD" class="judge-link" title="Mgr. Michal Dlugolinský">Mgr. Michal Dlugolinský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zároveň
je potrebné aplikovať aj ustanovenia OZ, a to §§ 52 a nasl., ktoré obsahujú úpravu <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmlúv</span>, keďže <span class="highlight-substring">zmluva</span> uzavretá medzi oprávneným a povinným je nepochybne <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1a0127af-a7fa-48c7-901e-690eafeb4b61%3Aea5ee55c-ca6f-4eea-878b-4d84fb2e2fea" target="_blank" class="result-ref">13C/67/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Tvrd%C3%A1" class="judge-link" title="JUDr. Jana Tvrdá">JUDr. Jana Tvrdá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V pochybnostiach o obsahu <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> platí výklad, ktorý
je pre spotrebiteľa priaznivejší.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3a66c4aa-91c9-498e-b0c3-a369a5090dcf%3Ac775d852-b777-45d7-b068-9b5badb89a10" target="_blank" class="result-ref">14C/337/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eduard+Valen%C4%8Din" class="judge-link" title="JUDr. Eduard Valenčin">JUDr. Eduard Valenčin</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nevyhnutné individuálne skúmanie podmienok, za ktorých bolo rozhodcovské
konanie medzi účastníkmi <span class="highlight-substring">zmlúv</span> dojednané, spôsobilo vyššiu časovú náročnosť, v mnohých prípadoch
súd zabezpečoval za účelom posúdenia žiadosti ďalšie listiny. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2c200d90-d9ca-4d55-9e28-dfded61d6e4d%3A1bcd0f89-4403-42b2-a097-f1747e527d6f" target="_blank" class="result-ref">26CbZm/5/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+R%C3%B3bert+Zsiga" class="judge-link" title="JUDr. Róbert Zsiga">JUDr. Róbert Zsiga</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zabezpečenie splnenia
záväzku zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> prostredníctvom zabezpečovacieho prevodu práva k nehnuteľnosti je
pri <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> neprípustné. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/17bad85c-ab6c-4b92-bb28-8edbbde4066e%3A1d95efd7-8ab8-4daf-b8ce-f274c74b0fdd" target="_blank" class="result-ref">17Cb/140/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+Janotov%C3%A1" class="judge-link" title="Mgr. Katarína Janotová">Mgr. Katarína Janotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podmienky poskytovania
služieb podľa <span class="highlight-substring">zmluvy</span> sú upravené vo Všeobecných podmienkach k <span class="highlight-substring">zmluvám</span> v zmysle ust. § 40 Zákona
o elektronických komunikáciách.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/350d6217-2c25-42fa-892e-4063cadd34aa%3Ae67fd534-e958-4659-ba35-7178972b00cf" target="_blank" class="result-ref">21C/165/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Pag%C3%A1%C4%8D" class="judge-link" title="JUDr. Dušan Pagáč">JUDr. Dušan Pagáč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedené ustanovenie platí pre všetky typy
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span>, teda aj pre <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span> upravené v Obchodnom zákonníku, ako je
napríklad <span class="highlight-substring">zmluva</span> o úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2319f3a3-e97c-4459-97ea-7e015af822e8%3A4a6caa39-5b3f-4778-a4a3-a5b67aeb544a" target="_blank" class="result-ref">10C/67/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martin+Baran" class="judge-link" title="JUDr. Martin Baran">JUDr. Martin Baran</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe uvedeného súd právne uzatvára:

Podľa § 4 ods. 1 zákona č. 258/2001 Z. z o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom ku dňu podpísania
<span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná, pričom spotrebiteľ
dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f3fddc22-e1b8-43b6-8a3b-ec78a6a45885%3A929e083f-0401-490c-8fb5-469835553f75" target="_blank" class="result-ref">4C/246/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Revúca</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Miroslava+Kvetkov%C3%A1" class="judge-link" title="JUDr. Miroslava Kvetková">JUDr. Miroslava Kvetková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa odôvodnenia
uvedeného uznesenia exekučný súd preskúmal exekučný titul a <span class="highlight-substring">zmluvu</span> o úvere, na základe ktorej
bol vydaný, ktorú posúdil ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d90324c6-fca6-4ef9-81c8-9a821a7ad843%3Ac4712cf1-10fc-467c-9bb8-c6012c624fa2" target="_blank" class="result-ref">11CoE/260/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">14.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marta+Moln%C3%A1rov%C3%A1" class="judge-link" title="JUDr. Marta Molnárová">JUDr. Marta Molnárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…III (Spoločné a záverečné ustanovenia) vyplýva, že dlžník vyhlasuje, že súhlasí s uzatvorením
tejto <span class="highlight-substring">zmluvy</span> a tiež, že bol pred uzavretím tejto <span class="highlight-substring">zmluvy</span> osobitne poučený o dôsledkoch uzavretia tejto
rozhodcovskej <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
  
  
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