@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
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<div class="sidebar">
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,716</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cfc28324-27cb-4437-be8d-07bce36d3fdb%3A13d66a52-14b2-4e39-baa9-6e5ba5c99225" target="_blank" class="result-ref">21Csp/38/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">21.11.2025</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Daniel+Marci%C3%A1n" class="judge-link" title="JUDr. Daniel Marcián">JUDr. Daniel Marcián</a>
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              <div class="result-snippet">
                      <div>…Odstúpením od <span class="highlight-substring">zmluvy</span> podľa § 48 možno zrušiť <span class="highlight-substring">zmluvu</span> o dielo. …</div>
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f60cf150-4492-44a1-ad0d-e1495df4c0da%3A0bd14893-b8a4-4e8c-8ce7-8d35e9e00913" target="_blank" class="result-ref">48Csp/31/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">21.11.2025</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Moskvi%C4%8Dov%C3%A1+PhD.LL.M." class="judge-link" title="JUDr. Mária Moskvičová PhD.LL.M.">JUDr. Mária Moskvičová PhD.LL.M.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Predmetný právny vzťah súd posudzoval ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> (§ 52 a nasl. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3c170c23-b26e-4346-8c25-b48cb05b47f1%3Ae15c55f6-cbed-4c4a-9d96-29abf7825224" target="_blank" class="result-ref">49Csp/12/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">21.11.2025</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Bielikov%C3%A1" class="judge-link" title="JUDr. Eva Bieliková">JUDr. Eva Bieliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

17. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6561139a-d4c0-45c6-a681-b186e3857520%3A068f1c37-f5af-409a-863c-d1655a4db37e" target="_blank" class="result-ref">8C/45/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">21.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dana+Bartov%C3%A1" class="judge-link" title="JUDr. Dana Bartová">JUDr. Dana Bartová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…V danej veci nešlo o nárok zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. V skutkovo obdobnej veci Najvyšší súd SR
v uznesení sp. zn. 2Ndc 11/2018 vyjadril právny názor, že  na peer to peer“ pôžičky sa nevzťahuje
zákon o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0170e3e7-fbf6-499d-a1c2-134727979230%3Afd6e139f-4c68-4b8e-b11b-d45dd3a240b0" target="_blank" class="result-ref">31Csp/31/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">21.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Skub%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Katarína Skubáková">JUDr. Katarína Skubáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na takýto spôsob uzatvárania <span class="highlight-substring">zmlúv</span> sa nevzťahujú ustanovenia o <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmluvách</span> podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d6a7c7df-553e-4e7e-8838-d035fb8210db%3A9a8efdb1-5fc4-46b0-9c56-12a0eb8c032a" target="_blank" class="result-ref">KK-2Csp/2/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">21.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Luk%C3%A1%C5%A1+Hvizdo%C5%A1" class="judge-link" title="Mgr. Lukáš Hvizdoš">Mgr. Lukáš Hvizdoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej uviedol, že na základe <span class="highlight-substring">zmluvy</span> o postúpení pohľadávok uzatvorenej medzi M. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/344f6683-24f1-48db-99b5-d03a86358a14%3Ac0bd69a1-a8d2-4d21-a22b-e6887e66273f" target="_blank" class="result-ref">77Ek/581/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Daniel+Ivanko%2C+PhD." class="judge-link" title="JUDr. Daniel Ivanko, PhD.">JUDr. Daniel Ivanko, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Proti uzneseniu podal oprávnený včas sťažnosť, ktorú odôvodnil v podstate tým, že  rozhodcovská
<span class="highlight-substring">zmluva</span> je v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> prípustná a nie je neprijateľnou zmluvnou podmienkou, keď je
možnosť riešenia sporov aj pred všeobecným súdom.
3. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a99bff24-4ef9-42b4-ac1d-4d048462ae9c%3Abc8f00ff-f344-4241-a082-514de23a466d" target="_blank" class="result-ref">74Ek/2425/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dominika+Ro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Dominika Rošková">JUDr. Dominika Rošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základná podmienka pre konštatovanie existencie
rozhodcovskej <span class="highlight-substring">zmluvy</span> vo forme rozhodcovskej doložky k <span class="highlight-substring">zmluve</span> je totiž písomná forma. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0cb3ec42-5afe-45ca-99d1-51859e941421%3A10db0abf-62bc-44f0-8d93-e8a61ce177e1" target="_blank" class="result-ref">74Ek/1988/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dominika+Ro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Dominika Rošková">JUDr. Dominika Rošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základná podmienka pre konštatovanie existencie
rozhodcovskej <span class="highlight-substring">zmluvy</span> vo forme rozhodcovskej doložky k <span class="highlight-substring">zmluve</span> je totiž písomná forma. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f5e5e01c-30b6-45d4-bfe6-cf492dec1368%3Ac03b010e-8ab8-4a1d-b2f6-2b9a347ec2b0" target="_blank" class="result-ref">15Csp/21/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Ki%C5%A1%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Eva Kiššová">JUDr. Eva Kiššová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…z titulu  <span class="highlight-substring">zmluvy</span>
o splátkovom úvere, ktorý bol poskytnutý  dlžníkom, pôvodne žalovaným v 1/ a 2/ rade.   …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ef80d362-7253-4a60-8ca0-1f9cece2d6db%3Aab75a280-b85e-4581-bb52-774b25efff2d" target="_blank" class="result-ref">46Csp/41/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Mgr.+Michaela+Priesolov%C3%A1" class="judge-link" title="JUDr. Mgr. Michaela Priesolová">JUDr. Mgr. Michaela Priesolová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 Občianskeho zákonníka v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span> (ďalej len „Obč. zák.“):
(1) <span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ
so spotrebiteľom.
(2) Ustanovenia o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, ako aj všetky iné ustanovenia upravujúce právne
vzťahy, ktorých účastníkom je spotrebiteľ, použijú sa vždy, ak je to na prospech zmluvnej strany,



ktorá je spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b031af8f-c95f-4ae3-8fdd-3cf26e5a5a82%3A7ccd5e67-7af9-4494-84fe-f0e550d45177" target="_blank" class="result-ref">17Csp/6/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dominika+Hudecov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Hudecová PhD.">JUDr. Dominika Hudecová PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd preskúmaním <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere v zmysle zákona č. 129/2010 Z.z. ohľadom zákonných náležitostí <span class="highlight-substring">zmluvy</span> zistil, že preskúmavaná
<span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere obsahuje všetky zákonné náležitosti a ide o platný právny úkon.

21. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/81e4c2fa-73a7-4e94-b644-9781e06565a3%3A0005924f-da3d-4c53-9d09-c8bb8f8d0960" target="_blank" class="result-ref">7Csp/39/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Darina+Puklu%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Darina Puklušová">JUDr. Darina Puklušová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXX v právnom postavení dlžníka a spoludlžníka <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/85876e41-fdeb-4d96-af88-fc7f6e7310b7%3A0184e719-7001-4009-97c4-ac3ef7ba1978" target="_blank" class="result-ref">29Csp/25/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Krist%C3%ADna+Blahov%C3%A1" class="judge-link" title="JUDr. Kristína Blahová">JUDr. Kristína Blahová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/004a5194-19dd-4ce8-9ba9-3b8ecc11ab40%3Aefd5c79e-e0a2-4a4a-aeb2-331923da2adf" target="_blank" class="result-ref">21Csp/34/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Stanislava+Noskov%C3%A1" class="judge-link" title="JUDr. Stanislava Nosková">JUDr. Stanislava Nosková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca uzavrel so žalovaným splátkovú <span class="highlight-substring">zmluvu</span>/splátkové <span class="highlight-substring">zmluvy</span> č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d223df61-1ff3-48fa-9a7a-2904fbfd1beb%3A0207457e-107f-4f89-a598-3fad38793076" target="_blank" class="result-ref">20Csp/133/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marek+Buj%C5%88%C3%A1k" class="judge-link" title="JUDr. Marek Bujňák">JUDr. Marek Bujňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ako bolo vysvetlené vyššie, návrh nie je uplatnený na základe nejakej
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, ale na základe normy verejného práva.

24. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c45ab43d-748b-4d51-9d7b-737b056ade96%3A44ce8d3b-9f69-4351-a76f-b3cbca776607" target="_blank" class="result-ref">33Ek/1403/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Veronika+Frenkov%C3%A1" class="judge-link" title="JUDr. Veronika Frenková">JUDr. Veronika Frenková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V exekučnom konaní nebolo sporné, že predmetom rozhodcovského konania nebol spor zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a preto sa rozhodcovské konanie spravovalo zákonom č. 244/2002 Z.z. o
rozhodcovskom konaní a nešlo teda o <span class="highlight-substring">spotrebiteľské</span> rozhodcovské konanie.



14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b78c6994-f20b-42ac-9aba-25987f716648%3A39defea4-4b84-43fe-b701-70ab388fe976" target="_blank" class="result-ref">8Csp/31/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Ocelkov%C3%A1" class="judge-link" title="JUDr. Jana Ocelková">JUDr. Jana Ocelková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXXXXXXX, <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere na refinancovanie,
platobná disciplína k <span class="highlight-substring">Zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere na refinancovanie č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a6dd0cb6-1a37-431f-b565-0bfe2bf8be41%3A20ea2cd6-15d7-4cdc-832f-16041cbaa60f" target="_blank" class="result-ref">69Csp/10/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Opravné uznesenie</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MF</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Filip+M%C3%BCller" class="judge-link" title="Mgr. Filip Müller">Mgr. Filip Müller</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobou doručenou súdu dňa 31.01.2025 sa žalobca domáhal voči žalovanej po čiastočnom späťvzatí
žaloby zaplatenia sumy 20.244,93 Eur s príslušenstvom a to titulom <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8bc2c001-45fd-4a04-b203-2eea71a7190c%3A65c29f66-91ee-4073-be35-a88220749f13" target="_blank" class="result-ref">11Csp/53/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">24.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Andrea+Zolotov%C3%A1" class="judge-link" title="JUDr. Andrea Zolotová">JUDr. Andrea Zolotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd zistil, že medzi veriteľom a žalovanou bola uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
teda <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>. …</div>
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