@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,899</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e85141fa-0b74-47bb-bfcd-1a9d0708d68b%3A43ce3f72-8e12-413f-9ee4-f7aa4c871991" target="_blank" class="result-ref">10C/7/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Uli%C4%8Dn%C3%A1" class="judge-link" title="JUDr. Eva Uličná">JUDr. Eva Uličná</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na charakter a obsah <span class="highlight-substring">zmluvy</span>, sa jednalo o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b6a1254c-78e7-4344-9e7f-036c45a74d8e%3A3abc5d10-fb47-4619-a719-182417f6b711" target="_blank" class="result-ref">10C/232/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+J%C3%BAlia+Hentekov%C3%A1" class="judge-link" title="JUDr. Júlia Henteková">JUDr. Júlia Henteková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. b) citovaného zákona, na účely tohto zákona sa rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje
poskytnuté peňažné prostriedky vrátiť a uhradiť celkové náklady spojené so <span class="highlight-substring">spotrebiteľským</span> úverom.



…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b6a7c043-5b62-4b67-ac3e-b3e5e0990728%3A5d5ced1d-11f1-48d9-8aac-d64a7fdd2608" target="_blank" class="result-ref">8C/608/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ivana+Ja%C4%8Fu%C4%8Fov%C3%A1" class="judge-link" title="JUDr. Ivana Jaďuďová">JUDr. Ivana Jaďuďová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…§-u 52 ods. 1,2 OZ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f57b9f83-0196-4cb8-b185-089f4c8e10bb%3A7fff5199-fc84-41d4-a061-d6e18dda3a85" target="_blank" class="result-ref">6C/57/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Iveta+%C5%BDi%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Iveta Žišková">JUDr. Iveta Žišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Navrhovateľka sa voči odporcovi domáha splnenia povinností vyplývajúcich zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>,
preto je pre otázku právomoci súdu rozhodujúca skutočnosť, kde mal v čase začatia konania spotrebiteľ
bydlisko. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c4264626-8ace-4844-936d-015889fe2a84%3A9d658271-0e24-4660-8245-95032f8fcc93" target="_blank" class="result-ref">10C/189/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+J%C3%BAlia+Hentekov%C3%A1" class="judge-link" title="JUDr. Júlia Henteková">JUDr. Júlia Henteková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V
pochybnostiach o obsahu <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> platí výklad, ktorý je pre spotrebiteľa priaznivejší.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d01be8e8-ba79-41d5-80be-46f19c24f37e%3Adba30439-882c-48aa-a418-fe8c67fe8393" target="_blank" class="result-ref">11C/170/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dagmar+Mlejov%C3%A1" class="judge-link" title="JUDr. Dagmar Mlejová">JUDr. Dagmar Mlejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka (ďalej len „OZ“) <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e9f756c4-d1f4-4eea-b390-571b75f0e447%3A3adfee7f-fd02-455c-b9f8-d3c4146b32bb" target="_blank" class="result-ref">37C/11/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Kamil+Petrovi%C4%8D" class="judge-link" title="Mgr. Kamil Petrovič">Mgr. Kamil Petrovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…(<span class="highlight-substring">Zmluva</span> o pripojení na č. l. 4 a Dodatok k <span class="highlight-substring">zmluve</span>
o pripojení na č. l. 5). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d040b869-9349-47fc-8568-01263ea3d001%3A761f0c67-c0b0-4b1b-ad20-be2b39d7e02a" target="_blank" class="result-ref">5C/77/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Klaudia+%C5%A0i%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Klaudia Šišková">JUDr. Klaudia Šišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 a 2 písm. g), i), j) Zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
musí mať písomnú formu, inak je neplatná, pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fd297660-6600-4859-ae4c-40eea1632cb1%3A486a505d-f369-4b40-bbba-e8e31aacff79" target="_blank" class="result-ref">18C/214/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+%C4%BDubica+Nemcov%C3%A1" class="judge-link" title="JUDr. Ľubica Nemcová">JUDr. Ľubica Nemcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…X T. zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f712539d-6ce3-4b44-b289-6356829b8fa5%3A26ba5665-0e84-4cba-b889-5c279b8e4752" target="_blank" class="result-ref">13C/334/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+%C4%BDubica+Nemcov%C3%A1" class="judge-link" title="JUDr. Ľubica Nemcová">JUDr. Ľubica Nemcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…X U. zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fcecea59-1ce7-4a94-aab9-722a28adfc71%3A08ada425-c937-47d6-b587-152e1305765d" target="_blank" class="result-ref">36C/431/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Alena+Maz%C3%BArov%C3%A1" class="judge-link" title="JUDr. Alena Mazúrová">JUDr. Alena Mazúrová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z vyššie uvedenej smernice č.93/13/
EHS o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> vyplýva, že táto za <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>
považuje iba takú, kde spotrebiteľ nemal možnosť ovplyvniť obsah <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f0b51e1f-7c35-4ff1-ae85-16d92b10b9e7%3A521351a2-156d-4bc7-9306-5c40de9efa8b" target="_blank" class="result-ref">14C/165/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Viera+Kvetkov%C3%A1" class="judge-link" title="JUDr. Viera Kvetková">JUDr. Viera Kvetková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí podľa § 4 ods. 2, písm. g) zákona č. 258/2001 Z.z. o
<span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span> obsahovať konečnú splatnosť
<span class="highlight-substring">spotrebiteľského</span> úveru.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c7e3bde8-7d59-446d-adc9-644e9e70701e%3Ae3f99b80-0b6e-4609-98b8-ef4347071621" target="_blank" class="result-ref">14C/3/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">01.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+O%C4%BEga+Kov%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Oľga Kováčová">JUDr. Oľga Kováčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span>
boli všeobecné zmluvné podmienky <span class="highlight-substring">zmluvy</span> o autokredite. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/40712354-434e-4a8d-af4e-73fa86b5c820%3A294ab701-f5c3-4b96-90bd-9fa936dc68b0" target="_blank" class="result-ref">18C/241/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Mariana+Podbehl%C3%A1" class="judge-link" title="JUDr. Mariana Podbehlá">JUDr. Mariana Podbehlá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1085e5a5-7cd0-480c-a332-95a70d6a3c56%3Ac63333a0-597f-49bc-90fb-b0b2d615f5ff" target="_blank" class="result-ref">5Co/663/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+J%C3%A1n+Slebodn%C3%ADk" class="judge-link" title="JUDr. Ján Slebodník">JUDr. Ján Slebodník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A6107470 a <span class="highlight-substring">Zmluvu</span>
o poskytovaní verejných služieb č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/30862fa4-b14e-45df-bfee-e681649dcda0%3A83f1603f-71ba-4585-b154-96e5c88e5f32" target="_blank" class="result-ref">13C/317/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov n/T</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Anna+Monokov%C3%A1" class="judge-link" title="Mgr. Anna Monoková">Mgr. Anna Monoková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, ods. 2 Občianskeho zákonníka  <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/08c7f12b-fdf9-4639-901a-8c4f136ced85%3Af78a7598-d3ca-4020-8732-10a4b79c7944" target="_blank" class="result-ref">3Sp/34/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Magdal%C3%A9na+%C5%BDelinsk%C3%A1" class="judge-link" title="Mgr. Magdaléna Želinská">Mgr. Magdaléna Želinská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Právne vzťahy riešené v <span class="highlight-substring">zmluve</span> o úvere, dohode o plnomocenstve a následne v záložnej
<span class="highlight-substring">zmluve</span>, sú právnymi vzťahmi zo <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/02927e67-29c3-4000-b37f-faaa6df760d0%3Ac056383b-7e4c-4d53-a646-b90e70677b8a" target="_blank" class="result-ref">15Er/2942/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Alexandra+%C5%A0utovsk%C3%A1" class="judge-link" title="JUDr. Alexandra Šutovská">JUDr. Alexandra Šutovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Okresný súd Prievidza v odôvodnení Uznesenia č.k. 16Er/1033/2008-45 zo dňa
2.10.2012 okrem iného uviedol, že rozhodcovská doložka v <span class="highlight-substring">zmluve</span> uzavretej medzi dodávateľom a
spotrebiteľom, na podklade ktorej veriteľ - dodávateľ inicioval voči spotrebiteľovi rozhodcovské konanie a
ktorá nebola dojednaná individuálne, súd považuje za neprijateľnú (nekalú) podmienku v <span class="highlight-substring">spotrebiteľskej</span>
<span class="highlight-substring">zmluve</span> a z tohto dôvodu je absolútne neplatná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/285f03d5-e445-40c5-83da-ad554bf89efa%3A37e7e36a-6c49-4919-b1c7-514869a81faa" target="_blank" class="result-ref">3C/196/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov n/T</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Milan+Va%C4%BEu%C5%A1" class="judge-link" title="JUDr. Milan Vaľuš">JUDr. Milan Vaľuš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo zákona o
<span class="highlight-substring">spotrebiteľských</span> úveroch č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch vyplýva, že zákonodarca nevidí
rozdiel medzi tým, ak <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> neobsahuje RPMN a tým, ak síce <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>
obsahuje RPMN, ale v neprospech spotrebiteľa. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/238b8283-ae60-4987-94c2-14b65df3a08d%3A1468c35a-2110-4b63-aa47-6b0bd5fd8d67" target="_blank" class="result-ref">4C/155/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">02.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+%C4%BDubica+Chmelanov%C3%A1" class="judge-link" title="JUDr. Ľubica Chmelanová">JUDr. Ľubica Chmelanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná  <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span> a to s poukazom na Zákon č. 129/2010 Z.z. o
<span class="highlight-substring">spotrebiteľských</span> úveroch a o iných úveroch a pôžičkách pre spotrebiteľov v znení v čase jej uzatvorenia.
…</div>
                  </div>
          </div>
  
  
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