@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,919</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e9fdecee-96d7-4ebf-9d2c-0562e72bac31%3A0e1425a3-8003-4d64-a3e3-9dc1508739a1" target="_blank" class="result-ref">5C/242/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Boris+Bu%C4%BEuba%C5%A1" class="judge-link" title="JUDr. Boris Buľubaš">JUDr. Boris Buľubaš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…Na <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>, ktoré neboli uzavreté podľa § 52 a nasl. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bdac05fc-0e0c-4bd3-bcfc-8694d04cbee2%3A53322d6c-3b78-49f2-9a21-d2b708059eaa" target="_blank" class="result-ref">10C/49/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Silvia+Minkov%C3%A1" class="judge-link" title="JUDr. Silvia Minková">JUDr. Silvia Minková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 ZRK, rozhodcovská <span class="highlight-substring">zmluva</span> môže mať formu osobitnej <span class="highlight-substring">zmluvy</span> alebo formu
rozhodcovskej doložky k <span class="highlight-substring">zmluve</span>.

…</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f7dc3748-3ae7-406d-88b8-62e1b7c845e1%3A81c9536b-cc72-4be2-a01c-a251dddb061a" target="_blank" class="result-ref">5C/550/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Ja%C4%8Dekov%C3%A1+Sziegel" class="judge-link" title="JUDr. Mária Jačeková Sziegel">JUDr. Mária Jačeková Sziegel</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 Obč.zák., <span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dc561bb3-b2cc-453b-a263-49223c496de9%3Ad2c0b6fe-0c2a-40bf-9cf9-547b9e6522f7" target="_blank" class="result-ref">5C/571/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Sz%C3%A1razov%C3%A1" class="judge-link" title="JUDr. Eva Szárazová">JUDr. Eva Szárazová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou exekučného spisu Okresného súdu Komárno 9Er/260/2010 je aj
<span class="highlight-substring">zmluva</span> o úvere zo dňa 22.4.2009 uzatvorená medzi oprávneným (navrhovateľom) a povinným, keď
exekučný súd bol oprávnený skúmať exekučný titul aj vo vzťahu k <span class="highlight-substring">zmluve</span> o úvere a zároveň brať
do úvahy ustanovenia § 45 ods. 1, 2 Zákona o rozhodcovskom konaní. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f5faeda6-c2aa-468e-8aa0-951290ee278f%3Ab1113280-edcb-4a75-9c85-c27e3891611d" target="_blank" class="result-ref">4C/222/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Nové Mesto n/V</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JH</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Hedviga+Pikal%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Hedviga Pikalíková">JUDr. Hedviga Pikalíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. b) zákona č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, platného v rozhodnom čase,
na účely tohto zákona sa rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje
poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje poskytnuté peňažné prostriedky
vrátiť a uhradiť celkové náklady spojené so <span class="highlight-substring">spotrebiteľským</span> úverom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e26c1343-ca2d-47ff-8de4-36ed86427aae%3A1c59d7be-3476-4037-aa8d-758ee5448da7" target="_blank" class="result-ref">29C/193/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Diana+Vl%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Diana Vlčková">JUDr. Diana Vlčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 7 Občianskeho zákonníka, zabezpečenie splnenia záväzku zo <span class="highlight-substring">spotrebiteľskej</span>
<span class="highlight-substring">zmluvy</span> prostredníctvom zabezpečovacieho prevodu práva k nehnuteľnosti je pri <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span>
neprípustné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f5f08ae2-f3bb-443c-a822-2887d0c8690b%3Ab030fc38-f011-4baa-8ab4-ac5bf5de24fd" target="_blank" class="result-ref">3C/6/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+O%C4%BEga+Bitalov%C3%A1" class="judge-link" title="JUDr. Oľga Bitalová">JUDr. Oľga Bitalová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A6227535 zo dňa 23.3.2012, <span class="highlight-substring">zmluvu</span> č. A6232925 zo dňa 27.3.2012, <span class="highlight-substring">zmluvu</span> č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ab093330-4bb0-4551-a15f-fe9f7f032dc7%3Ae8bc9434-525c-4d9f-bc1e-61cf689d6955" target="_blank" class="result-ref">9Co/87/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Barcajov%C3%A1" class="judge-link" title="JUDr. Eva Barcajová">JUDr. Eva Barcajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Samotné vedenie
exekučného konania bez ohľadu na jeho dĺžku nie je objektívnou prekážkou na udržiavanie kontaktu
oprávneného, resp. exekútora s povinným a nie je ani dôvodom k vzniku insolventnosti povinného,
pretože spravidla dôvodom neplnenia dlhu povinného je jeho insolventnosť ešte v čase pred rozhodnutím
v základnom konaní a aj dôvodom na samotné uzavretie <span class="highlight-substring">zmluvy</span> o úvere. Tieto všeobecne známe
riziká sú i rizikom každého podnikateľského subjektu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e8f71813-2da0-4bc8-b75b-130f4e4cea7b%3Aed4589eb-0c53-44ff-8a3f-3d0c589baf1c" target="_blank" class="result-ref">7C/190/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dagmar+Aradsk%C3%A1" class="judge-link" title="JUDr. Dagmar Aradská">JUDr. Dagmar Aradská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný súd nepochybne v  uvedenej exekučnej
veci realizoval svoje oprávnenie vyplývajúce z ustanovenia § 44 ods. 2 Exekučného poriadku, t.j.
oprávnenie posúdiť, či exekučný titul - rozhodcovský rozsudok vo veci vyplývajúcej zo <span class="highlight-substring">spotrebiteľského</span>
právneho vzťahu, ktorým je právny vzťah založený právnou skutočnosťou - <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, nie
je v rozpore so zákonom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fbb687aa-32bf-4cdc-8a8b-1fde7abbdffd%3A3c5b0b65-a850-4127-91f0-2d211fe610f0" target="_blank" class="result-ref">14Cb/8/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Monika+Ko%C5%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Monika Koščová">JUDr. Monika Koščová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. §536 ods. 3 ObchZ, cena musí byť v <span class="highlight-substring">zmluve</span> dohodnutá alebo v nej musí byť aspoň určený
spôsob jej určenia, ibaže strany v <span class="highlight-substring">zmluve</span> prejavia vôľu uzavrieť <span class="highlight-substring">zmluvu</span> aj bez tohto určenia.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bcea5d86-939e-4aa2-821c-29c99cf1bd5f%3Ad40abc05-d019-40b8-9f9c-5d5727bccb3e" target="_blank" class="result-ref">13CoE/50/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Danica+Ko%C4%8Di%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Danica Kočičková">JUDr. Danica Kočičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vychádzajúc z ustanovenia § 4 ods. 1 a 2 ZoRK, rozhodcovská <span class="highlight-substring">zmluva</span> môže mať formu osobitnej
<span class="highlight-substring">zmluvy</span> alebo formu rozhodcovskej doložky k <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fd20e1b3-f198-4d82-9373-b1bb633a007f%3Aaf51db20-7842-46c5-8a87-ec0eefe13504" target="_blank" class="result-ref">7C/91/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Gabriela+Bri%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Gabriela Brišková">JUDr. Gabriela Brišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cab09192-c511-4bba-9762-fd75d95c14dd%3A053955a1-1179-488d-8801-45b37169f498" target="_blank" class="result-ref">11C/143/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+Audov%C3%A1" class="judge-link" title="JUDr. Renáta Audová">JUDr. Renáta Audová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…

§ 4

(1) <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná, pričom spotrebiteľ
dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e9389ecf-9dd7-4796-b017-e92e62c6974e%3A295c2c0c-0495-4a58-8e3d-26df95478a83" target="_blank" class="result-ref">4C/160/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mari%C3%A1n+Moko%C5%A1" class="judge-link" title="Marián Mokoš">Marián Mokoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ab4146dd-4135-4e5b-9ab9-c8a39f34f7b5%3A439e2bab-fa7a-43fc-b083-707122f2f607" target="_blank" class="result-ref">15C/195/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Anna+Vargov%C3%A1" class="judge-link" title="Mgr. Anna Vargová">Mgr. Anna Vargová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…(ďalej „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá
<span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bc06de07-8ce9-4160-b6cd-c60a3ffbcf42%3A370d5cf2-d672-4692-b898-23d91d432367" target="_blank" class="result-ref">26Co/62/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Slov%C3%A1%C4%8Dekov%C3%A1" class="judge-link" title="JUDr. Katarína Slováčeková">JUDr. Katarína Slováčeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Účastníci konania platne uzavreli <span class="highlight-substring">zmluvu</span> o
úvere, ktorá mala <span class="highlight-substring">spotrebiteľský</span> charakter. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e9560216-c817-426f-b222-6270824af1ff%3A36684eb2-dbea-4deb-9c7d-13e54b86bf9e" target="_blank" class="result-ref">5C/358/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Ja%C4%8Dekov%C3%A1+Sziegel" class="judge-link" title="JUDr. Mária Jačeková Sziegel">JUDr. Mária Jačeková Sziegel</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. 4 ods. 1 Zákona č. 258/2001 o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
musí mať písomnú formu , inak je neplatná , pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fd76dcab-bccd-44ce-a872-223ecf68103c%3Aa26009fe-60e4-45ff-acb7-d5fdd970121c" target="_blank" class="result-ref">9C/164/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Alica+V%C3%B6r%C3%B6sov%C3%A1" class="judge-link" title="JUDr. Alica Vörösová">JUDr. Alica Vörösová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak exekučný súd
zistí, že právomoc rozhodcovského súdu bola založená na základe neplatnej rozhodcovskej <span class="highlight-substring">zmluvy</span>, je
oprávnený vyvodiť všetky dôsledky vyplývajúce z príslušných právnych predpisov pre to, aby zmluvná
strana nebola uvedenou <span class="highlight-substring">zmluvou</span> viazaná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f7c79b53-e180-49f1-be5d-d37df3f3aedd%3A26749a44-6130-4c4b-aff9-29c0417c821b" target="_blank" class="result-ref">5Co/764/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Miroslav+Jamrich" class="judge-link" title="JUDr. Miroslav Jamrich">JUDr. Miroslav Jamrich</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dvojstranná <span class="highlight-substring">zmluva</span> vzniká na základe návrhu na uzavretie
<span class="highlight-substring">zmluvy</span> a prijatia návrhu na uzavretie <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d835976d-cf8e-4020-ba4a-367106412a83%3A9ff029f8-2744-4153-8294-f9d1911a3567" target="_blank" class="result-ref">13CoE/44/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">16.12.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Danica+Ko%C4%8Di%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Danica Kočičková">JUDr. Danica Kočičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z obsahu spisu odvolací súd zistil, že oprávnený a povinná uzavreli dňa 24. 02. 2005 „<span class="highlight-substring">Zmluvu</span> o
úvere“ (č.l. 6 spisu) ako tzv. formulárovú <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
  
  
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