@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="nav-label">Prehľad</div>
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<div class="main">
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>541,087</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7b581f39-580a-4d7c-b66b-abe75aad38a6%3A8b74c35e-469d-4b31-a052-66b84260b8ae" target="_blank" class="result-ref">24C/116/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Adriana+Szaniszlov%C3%A1" class="judge-link" title="JUDr. Adriana Szaniszlová">JUDr. Adriana Szaniszlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 52 ods. 1 - 4 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3c9293fc-f884-4dd3-be18-5609fa4b0616%3Ae375b5fb-f443-47ad-872d-b931d0949e0b" target="_blank" class="result-ref">2C/423/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Michal%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Božena Michaláčová">JUDr. Božena Michaláčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 Z. č. 258/2001 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch

(1) <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ecb3b065-b821-4d21-82dc-9080fd090228%3A10ffbe7a-f57a-4bcc-9c3c-8ccde5b3b648" target="_blank" class="result-ref">4C/63/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Michal+Calko" class="judge-link" title="JUDr. Michal Calko">JUDr. Michal Calko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak  je  <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>  vyhotovená  písomne, predmet  a cena  nesmú byť uvedené menším

písmom ako iná časť takejto <span class="highlight-substring">zmluvy</span> s výnimkou názvu <span class="highlight-substring">zmluvy</span> a označení jej častí.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cf3b1a32-b349-45f7-8dee-76448502eae5%3A60826e30-13c1-4eba-9f9e-7522bf27ba87" target="_blank" class="result-ref">13C/340/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Be%C3%A1ta+Svediakov%C3%A1" class="judge-link" title="JUDr. Beáta Svediaková">JUDr. Beáta Svediaková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a tarifa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a73b1aad-5dfa-412e-8a05-2610511d19b4%3Ae0aaf1de-51d6-40c6-aaf3-c98699fb515d" target="_blank" class="result-ref">2C/219/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Veľký Krtíš</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Elena+Petrusov%C3%A1" class="judge-link" title="JUDr. Elena Petrusová">JUDr. Elena Petrusová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> neobsahuje ani
dobu trvania <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a termín konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d3ad63d7-d751-4db3-9a71-41d4b7428265%3Ab5c39f6c-6ca0-401c-8e0b-14b1a919289f" target="_blank" class="result-ref">3C/174/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Veľký Krtíš</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marta+Kamensk%C3%A1" class="judge-link" title="JUDr. Marta Kamenská">JUDr. Marta Kamenská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> neobsahuje ani dobu trvania <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere a termín konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b6094303-00ed-4301-bd9e-42d41e00019a%3Ab99f3965-67b9-4f33-bc52-1a2a8a1534f7" target="_blank" class="result-ref">20C/188/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Libu%C5%A1a+Z%C3%A1thureck%C3%A1" class="judge-link" title="JUDr. Libuša Záthurecká">JUDr. Libuša Záthurecká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…F. právnym titulom je <span class="highlight-substring">zmluva</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa XX. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cf9dc48d-dc58-4fc3-8ab8-db9cb0ec2215%3A2ae64610-f79f-46d9-8afa-ebc35bea3dc4" target="_blank" class="result-ref">7C/171/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Pavel+Roh%C3%A1rik" class="judge-link" title="JUDr. Pavel Rohárik">JUDr. Pavel Rohárik</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Rovnako <span class="highlight-substring">zmluva</span>
neobsahovala ani údaj o ročnej percentuálnej miere nákladov, keďže v <span class="highlight-substring">zmluve</span> sa nachádzala len
priemerná RPMN, nie RPMN poskytnutého úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/15cf302a-5e5a-4372-b7ff-f7cb46a342c6%3A10461907-bddd-48ef-8cc4-71a171069d81" target="_blank" class="result-ref">8C/67/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jaroslav+Ivan" class="judge-link" title="JUDr. Jaroslav Ivan">JUDr. Jaroslav Ivan</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 zák. č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom v čase uzavretia
<span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7d7c0cf8-f314-4b75-894f-568ca44b6357%3A440b2033-7943-4ba1-8011-5bf72b047f20" target="_blank" class="result-ref">7C/86/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+O%C4%BEga+Cs%C3%A9myov%C3%A1" class="judge-link" title="JUDr. Oľga Csémyová">JUDr. Oľga Csémyová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 4 ods. 1 zákona č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom v čase
uzavretia <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná, pričom
spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/53d52ac6-3b65-4e7f-b470-e8ad28cf23f6%3A92750667-9242-45f6-891e-6fab9446f0e8" target="_blank" class="result-ref">9Er/102/2007</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jarmila+Schromov%C3%A1" class="judge-link" title="JUDr. Jarmila Schromová">JUDr. Jarmila Schromová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka účinného ku dňu
uzavretia <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span>
upravené v ôsmej časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa § 55, ak zmluvnými stranami sú na jednej strane
dodávateľ a na druhej strane spotrebiteľ, ktorý nemohol individuálne ovplyvniť obsah dodávateľom
vopred pripraveného návrhu na uzavretie <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/34108953-e6c5-4021-88f5-4eeaf8dd8203%3A2bc8d179-c821-477f-973d-c9178d6e5ddf" target="_blank" class="result-ref">6C/114/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Iveta+%C5%BDi%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Iveta Žišková">JUDr. Iveta Žišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. a/, b/ ZSU v znení platnom v čase uzavretia <span class="highlight-substring">zmluvy</span>, na účely tohto zákona sa rozumie
a) <span class="highlight-substring">spotrebiteľským</span> úverom dočasné poskytnutie peňažných prostriedkov na základe <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere vo forme odloženej platby, pôžičky, úveru alebo v inej právnej forme,
b) <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi
<span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje poskytnuté peňažné prostriedky vrátiť a uhradiť celkové
náklady spojené so <span class="highlight-substring">spotrebiteľským</span> úverom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/54ae61cc-aeea-4a03-b9ee-1804f6ab064f%3Ad4a806db-4045-43c3-aedb-7b3f06761f1d" target="_blank" class="result-ref">5CoE/136/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Juraj+Babjak" class="judge-link" title="JUDr. Juraj Babjak">JUDr. Juraj Babjak</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1, ods.4 OZ, (v znení účinnom v čase uzatvorenia <span class="highlight-substring">zmluvy</span> o úvere) <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom
(ods.1). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6d443170-d3c3-4269-b6a9-618251800c65%3Ae6fe8e03-4d08-4e14-a8db-9ccf22c8f210" target="_blank" class="result-ref">4C/172/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Nové Mesto n/V</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JH</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Hedviga+Pikal%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Hedviga Pikalíková">JUDr. Hedviga Pikalíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uviedol,
že v danom prípade došlo nepochybne k uzatvoreniu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, ktorá musí
obsahovať obligatórne náležitosti podľa § 9 ods. 2 zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch,



platného a účinného v čase uzatvorenia úverovej <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/81161acb-1b7a-4132-96a8-3704713072a6%3A1768c144-9f08-455b-90e0-69641bc2f41c" target="_blank" class="result-ref">41C/153/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zuzana+Kudlovsk%C3%A1" class="judge-link" title="JUDr. Zuzana Kudlovská">JUDr. Zuzana Kudlovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/77e4194c-9b1e-4943-b8ac-b073a8455cfe%3Aa34aa82d-7f27-4119-9af7-c22f4e32e7c2" target="_blank" class="result-ref">5C/183/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Miroslav+Rudinsk%C3%BD" class="judge-link" title="JUDr. Miroslav Rudinský">JUDr. Miroslav Rudinský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 a 2 prvá veta Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/559e8e5c-ab96-423e-8f9e-9429e6ed6a2a%3A598adc1d-72e0-4970-b58e-4cca417960fe" target="_blank" class="result-ref">20C/183/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Libu%C5%A1a+Z%C3%A1thureck%C3%A1" class="judge-link" title="JUDr. Libuša Záthurecká">JUDr. Libuša Záthurecká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…J. uvedenú <span class="highlight-substring">zmluvu</span> posúdil ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, ktorá musí obsahovať v zmysle zákona č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5cc7a0b7-143f-4660-be2a-27cbbcdae66a%3A29e172ab-e642-4a8f-b669-32e694fce008" target="_blank" class="result-ref">12C/250/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Daniel+Ivanko" class="judge-link" title="JUDr. Daniel Ivanko">JUDr. Daniel Ivanko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Návrh odôvodnil tým, že navrhovateľ a odporca uzatvorili dňa <span class="highlight-substring">Zmluvu</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5fa7dd7c-a43a-4456-aac6-6f53805617ac%3Aef8d6cfe-4387-430e-bd4b-0795df335976" target="_blank" class="result-ref">13C/154/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Peter+Kuruc" class="judge-link" title="JUDr. Peter Kuruc">JUDr. Peter Kuruc</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže žalovaná pri uzatváraní <span class="highlight-substring">zmluvy</span> nekonala v rámci podnikateľskej činnosti,
<span class="highlight-substring">zmluva</span> o revolvingovom úvere je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52, ods. 1, Obč. zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8d44deb8-93b5-4947-bc4d-0d90f230972d%3Ab15ef134-93b9-4f82-be87-5e9ff0c56779" target="_blank" class="result-ref">4C/459/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">03.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+J%C3%A1n+Kozenko" class="judge-link" title="JUDr. Ján Kozenko">JUDr. Ján Kozenko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Takto súd dospel k záveru, že <span class="highlight-substring">zmluva</span> o úvere zo dňa 28. 10. 2009 uzavretá medzi veriteľom a žalovaným
bola <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

…</div>
                  </div>
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