@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
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.content { padding: 24px 28px; flex: 1; }
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</head>
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<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>541,091</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/51c51fa7-d60e-4287-ac4a-7b14105bec15%3A194b84e6-ff54-4089-9924-2532cce7d471" target="_blank" class="result-ref">8Co/661/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+T%C3%A1%C5%88a+Rap%C4%8Danov%C3%A1" class="judge-link" title="JUDr. Táňa Rapčanová">JUDr. Táňa Rapčanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tieto ustanovenia je treba aplikovať aj na
právne úkony, ktoré bezprostredne nadväzujú na <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> a teda aj na právny úkon
uznania dlhu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5e48dfc7-b63c-4485-9b1c-7065ec3210a6%3A0ff1b7fc-7ff8-4712-b24f-73eb223426c6" target="_blank" class="result-ref">6C/154/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ingrid+%C5%A0imonov%C3%A1" class="judge-link" title="JUDr. Ingrid Šimonová">JUDr. Ingrid Šimonová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z obsahu <span class="highlight-substring">zmluvy</span> vyplýva, že navrhovateľ a odporca uzavreli <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5f102039-72b8-4953-ba92-45a043e847b8%3A3c4f2b3d-4be9-43d5-8315-dfd3591baa4c" target="_blank" class="result-ref">37Cb/36/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marcela+Ostriho%C5%88ov%C3%A1" class="judge-link" title="JUDr. Marcela Ostrihoňová">JUDr. Marcela Ostrihoňová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 269 ods. 1 Obchodného zákonníka ustanovenia upravujúce v II hlave tejto časti zákona
jednotlivé typy <span class="highlight-substring">zmlúv</span> sa použijú len na <span class="highlight-substring">zmluvy</span>, ktorých obsah dohodnutý stranami zahŕňa podstatné
časti <span class="highlight-substring">zmluvy</span> ustanovené v základnom ustanovení pre každú z týchto <span class="highlight-substring">zmlúv</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3ec325ee-96b4-4b7a-83b4-086349e8dcd6%3A13908e74-c0fd-4416-9501-3617440e6dfa" target="_blank" class="result-ref">25CoE/246/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ingrid+Dole%C5%BEajov%C3%A1" class="judge-link" title="JUDr. Ingrid Doležajová">JUDr. Ingrid Doležajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tiež nesúhlasil s právnym posúdením <span class="highlight-substring">zmluvy</span> o úvere ako
<span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere podľa zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch, nakoľko svojim klientom
poskytuje peňažné prostriedky síce dočasne, avšak na základe <span class="highlight-substring">zmluvy</span> o úvere v zmysle ust. § 497 a
nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/494b980f-da4b-40e3-87da-9f54ab57614a%3A1e0c1528-8b9f-498b-92b3-b9d85896005f" target="_blank" class="result-ref">10C/27/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Beata+Farka%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Beata Farkašová">JUDr. Beata Farkašová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 zákona č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a o zmene a doplnení zákona
Slovenskej národnej rady č. 71/1986 Zb. o Slovenskej obchodnej inšpekcii v znení účinnom do
10.06.2010 (ďalej len „zákon č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch“), na účely tohto zákona sa
rozumie a) <span class="highlight-substring">spotrebiteľským</span> úverom dočasné poskytnutie peňažných prostriedkov na základe <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere vo forme odloženej platby, pôžičky, úveru alebo v inej právnej forme, b) <span class="highlight-substring">zmluvou</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver
a spotrebiteľ sa zaväzuje poskytnuté peňažné prostriedky vrátiť a uhradiť celkové náklady spojené so
<span class="highlight-substring">spotrebiteľským</span> úverom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8ea8f3f7-5903-48d8-8349-b7a2054c79a1%3Ac72185ec-98dc-4aef-8eef-a13f5dc8b367" target="_blank" class="result-ref">8C/5/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Halu%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Jana Halušková">JUDr. Jana Halušková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1, ods. 2 písm. j)  zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, účinného k
31.05.2011 <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/87638487-c1c6-4da0-9d77-d939ff718531%3A0d22be7b-9e7e-487b-9bca-4ed85c74e0a8" target="_blank" class="result-ref">15CoE/45/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+J%C3%A1n+Bzd%C3%BA%C5%A1ek" class="judge-link" title="JUDr. Ján Bzdúšek">JUDr. Ján Bzdúšek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V ustanovení
§ 52 ods. 1 OZ je stanovené, že <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/800c88ae-897f-483b-9634-2b12b6402d1f%3A91d0e276-3aec-4069-97b9-5ad4c5f2ee75" target="_blank" class="result-ref">10C/318/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+M%C3%A1ria+Pajerchinov%C3%A1+Dr." class="judge-link" title="Mgr. Mária Pajerchinová Dr.">Mgr. Mária Pajerchinová Dr.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 5 Obč. zák. neprijateľné podmienky upravené  v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/72833cdf-b7de-489e-ae49-9698c4fec2f0%3Acf402d62-30d9-4835-bbef-7ad866f98d1f" target="_blank" class="result-ref">23Sp/7/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Milan+Sege%C4%8D" class="judge-link" title="JUDr. Milan Segeč">JUDr. Milan Segeč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Niet pochýb o tom, že <span class="highlight-substring">zmluva</span> o úvere má povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> v zmysle § 52
a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4f3067a4-6e79-432e-ac33-689d86fccd7d%3A9fdd7241-55f9-4616-a693-1f92f88868eb" target="_blank" class="result-ref">10C/336/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Mari%C3%A1n+Hatala" class="judge-link" title="Mgr. Marián Hatala">Mgr. Marián Hatala</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou exekučného spisu
sa stala aj <span class="highlight-substring">zmluva</span> o úvere a všeobecné podmienky poskytnutia úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4f410e60-4f79-4fdf-bee5-b08ba8846e84%3A57ba031a-eb37-40cc-a7f7-a99a2bac4287" target="_blank" class="result-ref">8C/266/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martina+L%C3%AD%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Martina Líšková">JUDr. Martina Líšková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších predpisov (ďalej len
„Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7a75536b-f30f-4d85-b438-c9b452956b06%3A0b8be181-b222-43c7-9770-3a61b8eb5287" target="_blank" class="result-ref">8C/270/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Halu%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Jana Halušková">JUDr. Jana Halušková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z fotokópie <span class="highlight-substring">zmluvy</span> o splátkovom úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4dcc53f0-e2e9-4688-9dfe-69f1c08960a1%3A963f67be-c553-4ec7-866f-8ed7c8e87bf1" target="_blank" class="result-ref">36Cb/32/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+J%C3%A1n+Stan%C4%8Dek" class="judge-link" title="Mgr. Ján Stanček">Mgr. Ján Stanček</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/725253c2-25ae-4a29-9f85-450e29650b61%3A957f0a0a-634d-4ac9-b69c-327317524972" target="_blank" class="result-ref">23Sp/2/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Milan+Sege%C4%8D" class="judge-link" title="JUDr. Milan Segeč">JUDr. Milan Segeč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Niet pochýb o tom, že <span class="highlight-substring">zmluva</span> o úvere má povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> v zmysle § 52 a nasl.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/723044a6-4bce-4fc5-a018-6720da8b7398%3Ac9fd591b-0c51-45a5-ad4d-36f28832f65a" target="_blank" class="result-ref">26CoE/8/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Pavol+Pilek" class="judge-link" title="JUDr. Pavol Pilek">JUDr. Pavol Pilek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odvolací súd uvádza, že <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> je v našom právnom poriadku definovaná v § 52
Občianskeho zákonníka ako každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5c58dc29-21c7-4f2f-9ffd-77dc519e84ab%3A359b0d7a-2d06-4531-ab92-334036d9677b" target="_blank" class="result-ref">10Cb/310/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.%2C+PhD.+Lenka+M%C3%BCllerov%C3%A1" class="judge-link" title="JUDr., PhD. Lenka Müllerová">JUDr., PhD. Lenka Müllerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 269 ods. 2 Obchodného zákonníka, účastníci môžu uzavrieť aj takú <span class="highlight-substring">zmluvu</span>, ktorá nie je
upravená ako typ <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/561e1810-ba19-4f60-bb84-447f8c70add0%3A162882b2-a5de-49a6-858c-5668d24c8ea5" target="_blank" class="result-ref">26CoE/369/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Pavol+Pilek" class="judge-link" title="JUDr. Pavol Pilek">JUDr. Pavol Pilek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa názoru oprávneného nebolo možné posúdiť <span class="highlight-substring">zmluvu</span> o úvere ako <span class="highlight-substring">zmluvu</span> o spotrebnom úvere v
zmysle zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch, z dôvodu, že oprávnený poskytuje svojim klientom  peňažné
prostriedky dočasne, avšak na základe <span class="highlight-substring">zmluvy</span> o úvere v zmysle § 497 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5667efaa-f516-416a-823a-881f3c606bc0%3Ae3d79ce9-2058-4305-a481-78ba1a998280" target="_blank" class="result-ref">1CoE/369/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Milan+Sege%C4%8D" class="judge-link" title="JUDr. Milan Segeč">JUDr. Milan Segeč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Oprávnený namietol aj
posúdenie <span class="highlight-substring">zmluvy</span> o úvere ako <span class="highlight-substring">zmluvy</span> o spotrebnom úvere podľa zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch,
posúdenie primeranosti úrokov z omeškania, poplatku za poskytnutie úveru a zasielanie upomienok. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2ed19207-ca10-4570-a73a-6a4a469da7ad%3Af97961c7-1a1d-4b47-9c2f-be288cc2f1a8" target="_blank" class="result-ref">20C/299/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marek+Buj%C5%88%C3%A1k" class="judge-link" title="JUDr. Marek Bujňák">JUDr. Marek Bujňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1,2,4 zákona č. 258/2001 Z.z. zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom v čase
uzatvorenia <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná, pričom
spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6cdd41ed-84fb-460f-aded-73e60c1d5475%3A5f78e0c0-4fb5-4fb1-998d-c0cfe67d7909" target="_blank" class="result-ref">40C/124/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">27.02.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Anna+Mih%C3%A1likov%C3%A1" class="judge-link" title="Mgr. Anna Miháliková">Mgr. Anna Miháliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. d) ZSÚ: Na účely tohto zákona sa rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>,
ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje
poskytnuté peňažné prostriedky vrátiť a zaplatiť celkové náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.



…</div>
                  </div>
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