@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
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<div class="sidebar">
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>541,096</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1a398f6a-c9dd-48ea-a79b-e6b910edb0c9%3A655da28d-8de0-4f05-b431-96725bafc31a" target="_blank" class="result-ref">7C/142/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dolný Kubín</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Rastislav+Plutinsk%C3%BD" class="judge-link" title="JUDr. Rastislav Plutinský">JUDr. Rastislav Plutinský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle  § 9 ods. 1, ods. 2, ods. 6 zákona č. 119/2010 o <span class="highlight-substring">spotrebiteľských</span> úveroch:

(1) <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/04f31a1e-0db1-45bd-a83f-cb427986feda%3Ab5a60647-891f-4084-a3ca-aae66b7dd53c" target="_blank" class="result-ref">10C/227/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Uli%C4%8Dn%C3%A1" class="judge-link" title="JUDr. Eva Uličná">JUDr. Eva Uličná</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na charakter a obsah
<span class="highlight-substring">zmluvy</span>, sa jednalo o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4b8d7575-b0b7-4d0d-a125-f806dceb6ebc%3A0926d54f-94c9-43e5-8638-10b498f5f387" target="_blank" class="result-ref">8Co/53/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martin+Fi%C4%BEakovsk%C3%BD" class="judge-link" title="JUDr. Martin Fiľakovský">JUDr. Martin Fiľakovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…III.-6.1 Všeobecných podmienok
<span class="highlight-substring">spotrebiteľského</span> úveru odstúpil dňa 11.04.2011 žalobca od <span class="highlight-substring">zmluvy</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2ca0c4dc-2799-484d-85d0-f72c50cd5cbc%3Aa8f8bc43-d155-4997-b1d4-d05a3890178f" target="_blank" class="result-ref">2C/78/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Tvrd%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Mária Tvrdíková">JUDr. Mária Tvrdíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka v znení účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span>,  <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je  každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/316516ba-c0a2-4e6a-b0da-decb5885dc3d%3Adea6daf6-f4db-481d-8c13-2c1a5d1314fc" target="_blank" class="result-ref">17C/228/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Anna+Majerikov%C3%A1" class="judge-link" title="JUDr. Anna Majeriková">JUDr. Anna Majeriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Úverová <span class="highlight-substring">zmluva</span> je absolútnym obchodom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/34a5dfdd-c714-47a4-8534-02d9a46f4be6%3A85688efd-4dc2-4d30-8b9b-67b512022a26" target="_blank" class="result-ref">13CoE/61/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ing.+Miroslav+Man%C4%8F%C3%A1k" class="judge-link" title="JUDr. Ing. Miroslav Manďák">JUDr. Ing. Miroslav Manďák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na uvedené odvolací súd uzavrel, že <span class="highlight-substring">zmluva</span> o úvere je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle §
52 ods. 1 Občianskeho zákonníka, podľa ktorého je irelevantná právna forma <span class="highlight-substring">zmluvy</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/48ab2b1b-12a2-4031-b24d-dd687d8e8739%3A469b859d-b2dd-4d51-8598-fa487c55a823" target="_blank" class="result-ref">3Er/546/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Matej+Maxa" class="judge-link" title="Mgr. Matej Maxa">Mgr. Matej Maxa</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Mohol len <span class="highlight-substring">zmluvu</span> ako celok odmietnuť alebo podrobiť sa
všetkým zmluvným dojednaniam uzatvorenej <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, a teda aj rozhodcovskému konaniu.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1cde2252-8023-41a5-9333-8851646690b4%3A57c3a24a-c910-4380-bcfe-3f8eef7ebe81" target="_blank" class="result-ref">10C/653/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ME</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Erika+Szalaiov%C3%A1" class="judge-link" title="Mgr. Erika Szalaiová">Mgr. Erika Szalaiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 cit. Zák. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná,
pričom spotrebiteľ dostane jedno vyhotovenia <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/04dc8340-2837-4660-a182-5e73835c36c2%3A2969b6cf-ab59-45ff-a2a7-65e5fc9914eb" target="_blank" class="result-ref">7C/63/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ter%C3%A9zia+Mecelov%C3%A1" class="judge-link" title="JUDr. Terézia Mecelová">JUDr. Terézia Mecelová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span> a dodatku
(ďalej len „Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4210484a-c5ea-4ba0-8753-306c8524bbb5%3Ace2fcf1d-e022-4fca-98f6-b74bed8aeabe" target="_blank" class="result-ref">13CoE/440/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jozef+Vanca" class="judge-link" title="JUDr. Jozef Vanca">JUDr. Jozef Vanca</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd túto <span class="highlight-substring">zmluvu</span> o úvere posúdil ako <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere, nakoľko spĺňala všetky náležitosti <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> podľa § 52 Občianskeho zákonníka a
§ 2 zákona č. 129/2010 Z.z.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2e8ccf95-87bf-4d5a-96b4-5ea422105c0d%3A77fbd870-28dc-4c76-9a97-b4aa1edd15de" target="_blank" class="result-ref">3T/35/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Alica+G%C3%A1lov%C3%A1" class="judge-link" title="JUDr. Alica Gálová">JUDr. Alica Gálová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…U. ako obchodnou zástupkyňou spoločnosti Provident Financial s.r.o. <span class="highlight-substring">zmluvu</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4255fa55-b2c9-43b7-8f0f-0331826cb14c%3Abbe3299c-5e34-4cc9-960c-4e8c599fa7a1" target="_blank" class="result-ref">32Cb/180/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JF</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Franti%C5%A1ek+%C4%8Cisovsk%C3%BD" class="judge-link" title="JUDr. František Čisovský">JUDr. František Čisovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno
dohodnúť úroky z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/42581ff1-393f-4418-82c8-57551ab3b3eb%3A5ac8aa1f-1f92-4785-baa4-1a1775992bbb" target="_blank" class="result-ref">14CoE/521/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Roman+Rizman" class="judge-link" title="JUDr. Roman Rizman">JUDr. Roman Rizman</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná <span class="highlight-substring">zmluva</span> o úvere spĺňa všetky náležitosti <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> podľa § 52 - § 54 Občianskeho
zákonníka a zákona č.  129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, preto ju súd prvého stupňa správne
posudzoval ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/48f16a74-eddd-4e0d-8265-ebe4ea14a1f7%3A072ff440-9c82-4449-8b3d-2d52ea3c1cba" target="_blank" class="result-ref">17C/380/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Strakov%C3%A1" class="judge-link" title="JUDr. Eva Straková">JUDr. Eva Straková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3243f5ad-8294-491c-b7d0-a63419b6ca39%3A43b10ae3-9f1c-4376-aa88-89ffc1a1d014" target="_blank" class="result-ref">7Co/19/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Branislav+Breza" class="judge-link" title="JUDr. Branislav Breza">JUDr. Branislav Breza</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Poistná <span class="highlight-substring">zmluva</span>
ako výnimka medzi <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> má zákonom normovanú aj tzv. predzmluvnú fázu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/30279fcf-1971-4bd9-9abe-41ea7e69f3b7%3A1f5bd513-78d8-449f-87ee-7fcee16634ee" target="_blank" class="result-ref">10C/35/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Čadca</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Michal+Mravec" class="judge-link" title="JUDr. Michal Mravec">JUDr. Michal Mravec</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 2, 3, 4 Občianskeho zákonníka účinného ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere (ďalej len „OZ.“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/120c0949-a6c4-4564-b4ec-343a45eb6fc9%3A9f4af4a3-b731-4c70-bf64-ff4eaf907b58" target="_blank" class="result-ref">13CoE/411/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jozef+Vanca" class="judge-link" title="JUDr. Jozef Vanca">JUDr. Jozef Vanca</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na uvedenú <span class="highlight-substring">zmluvu</span> preto súd prvého stupňa považoval za potrebné
aplikovať všeobecné ustanovenia Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/02a31f85-43cf-4585-b448-6ea6a4ae79a8%3A621c1f4c-ad89-4bf0-8caa-63f74e9206e3" target="_blank" class="result-ref">8Co/345/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martin+Fi%C4%BEakovsk%C3%BD" class="judge-link" title="JUDr. Martin Fiľakovský">JUDr. Martin Fiľakovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…O tom, že ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> by nemali byť žiadne pochybnosti. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/25dc47f8-f2b5-4427-8f50-b98003c39d17%3Af98c91c5-548e-4f49-91d2-e12b47c2cbb7" target="_blank" class="result-ref">23Sp/40/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dana+K%C3%A1lnayov%C3%A1" class="judge-link" title="JUDr. Dana Kálnayová">JUDr. Dana Kálnayová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pokiaľ by nedošlo k uzatvoreniu úverovej <span class="highlight-substring">zmluvy</span> nedošlo by ani k uzatvoreniu
<span class="highlight-substring">zmluvy</span> o splnomocnení.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/17a6a23a-e9e2-4d53-aeae-a71be5aed5b0%3Ad29c938d-d4ec-4ff0-82ee-5f7b29eee1c5" target="_blank" class="result-ref">17C/37/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">27.04.2015</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Denisa+Mes%C3%A1ro%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Denisa Mesárošová">Mgr. Denisa Mesárošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>
prvého stupňa.

…</div>
                  </div>
          </div>
  
  
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