@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,814</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c17667f3-5345-4351-a8cb-9b2a15453f09%3A6921d57e-0a4c-4357-bca6-f1a4bce4ce37" target="_blank" class="result-ref">36Ek/2144/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Andrea+Blahov%C3%A1" class="judge-link" title="Mgr. Andrea Blahová">Mgr. Andrea Blahová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Takouto obligatórnou náležitosťou návrhu na
vykonanie exekúcie je tiež podľa § 48 ods. 4 písm. d) Exekučného poriadku <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> a
všetky ďalšie zmluvné dokumenty súvisiace so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> vrátane dokumentov, na ktoré
<span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> odkazuje, ak ide exekúciu na podklade exekučného titulu priznávajúceho nárok
zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, ktorú musí oprávnený k návrhu na vykonanie exekúcie pripojiť.

8. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/51844a32-76f0-458b-8bcb-6e2b75de0359%3Af0552dfa-b326-4cdf-ad9d-39009ded5193" target="_blank" class="result-ref">22Csp/3/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Erika+Borovsk%C3%A1" class="judge-link" title="JUDr. Erika Borovská">JUDr. Erika Borovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobkyňa sa žalobou podanou na Mestský súd Košice dňa 29.11.2024 ako postupca domáhala na
žalovanej titulom povinnosti vyplývajúcej jej zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. 3500294720 uzavretej
medzi Tatra bankou a.s., Hodžovo námestie 3, 811 06 Bratislava, IČO: 00 686 930, a žalovanou dňa
02.10.2019 zaplatenia istiny úveru 9.326,80 eur, zmluvných úrokov 1.573,20 eur, a úrokov z omeškania
vo výške 5 % ročne zo sumy 9.326,80 eur od 10.07.2024 do zaplatenia. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/60cc982a-7006-4929-82e2-8ca3df282f4a%3A59c90afa-02ac-4577-ad76-330a839ddfe5" target="_blank" class="result-ref">8CoCsp/28/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eduard+Valen%C4%8Din" class="judge-link" title="JUDr. Eduard Valenčin">JUDr. Eduard Valenčin</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…IX. bode 2 <span class="highlight-substring">Zmluvy</span> o úvere je daná chýbajúcim protiplnením. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4f179d97-77bc-4488-a891-0f4235c0d4b6%3Abce2da2b-423f-4994-8e20-a641c99080ea" target="_blank" class="result-ref">B3-23Csp/49/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Daniela+Linetov%C3%A1" class="judge-link" title="JUDr. Daniela Linetová">JUDr. Daniela Linetová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

25. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df62223f-4272-428d-ba4c-a60a683b8862%3Aeccc0177-e04b-4556-8023-5aae83f5fedc" target="_blank" class="result-ref">7Cdo/31/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martina+Valentov%C3%A1" class="judge-link" title="JUDr. Martina Valentová">JUDr. Martina Valentová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Toto porušenie <span class="highlight-substring">spotrebiteľského</span> práva spôsobil úmyselne žalovaná, pričom
porušenie noriem <span class="highlight-substring">spotrebiteľského</span> práva môže nastať nielen uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
v rozpore so zákonom o <span class="highlight-substring">spotrebiteľských</span> úveroch a § 52 zákona č. 40/1964 Zb. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4c176b16-5979-4de0-a10b-ffa349f65a52%3Ac723487b-f60d-40a3-964b-7af34e57c466" target="_blank" class="result-ref">67Csp/21/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Jakub+Sl%C3%A1dek" class="judge-link" title="Mgr. Jakub Sládek">Mgr. Jakub Sládek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dlžnú sumu žalovaný neuhradil.

4. <span class="highlight-substring">Zmluva</span> o úvere podľa žalobcu obsahuje všetky podstatné náležitosti <span class="highlight-substring">zmluvy</span> o úvere podľa
Obchodného zákonníka a zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch.

5. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4dbfd396-a85f-4dd3-9dfe-bba763e1ea93%3Ae63192c3-3fc1-4163-9ab5-de0b8e8033b2" target="_blank" class="result-ref">8Csp/170/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Bla%C5%BEena+Fedorkov%C3%A1" class="judge-link" title="JUDr. Blažena Fedorková">JUDr. Blažena Fedorková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia  § 52 ods. 1 až 4 Občianskeho zákonníka,  <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá
<span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5e26d62f-951f-4493-9b52-5c75edd2b9e9%3Aa9fc8123-ed69-4033-8660-944a4550a3ac" target="_blank" class="result-ref">17CoCsp/5/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Bure%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jana Burešová">JUDr. Jana Burešová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> podľa § 52 Občianskeho zákonníka,
pričom uzatvorená <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> podlieha aj Zákonu o ochrane spotrebiteľa , a keďže ide o
<span class="highlight-substring">zmluvu</span> o pôžičke je potrebné na uvedenú <span class="highlight-substring">zmluvu</span> aplikovať aj zákon o <span class="highlight-substring">spotrebiteľských</span> úveroch č.
129/2010 Z.z.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62ace140-74e6-4739-a0de-0f7f735f2d78%3A0021b214-dc90-4621-850d-d83c5df64904" target="_blank" class="result-ref">7Cdo/32/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martina+Valentov%C3%A1" class="judge-link" title="JUDr. Martina Valentová">JUDr. Martina Valentová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…februára 2020 oznámil žalobcom, že dňa 30. júna 2018 prestala platiť podpísaná <span class="highlight-substring">zmluva</span> o výkone
správy medzi žalovaným a vlastníkmi bytového domu.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0d4612e1-f398-48eb-9235-30e39141a120%3A47ef9e0a-6e77-4471-bc81-84824ebe0385" target="_blank" class="result-ref">1Csp/27/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Tom%C3%A1%C5%A1+Dulina" class="judge-link" title="JUDr. Tomáš Dulina">JUDr. Tomáš Dulina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnila tým, že so žalovaným uzatvorila <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. Ide o Úverovú <span class="highlight-substring">zmluvu</span>,
č. 3601041557, zo dňa 11.1.2006. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b5750757-3acd-4d6d-a764-8cc5797f403e%3Ad7b98e3d-30a6-4ff5-8257-a2228d7bc35f" target="_blank" class="result-ref">5Csp/9/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Magdal%C3%A9na+Andre%C3%A1nska" class="judge-link" title="Mgr. Magdaléna Andreánska">Mgr. Magdaléna Andreánska</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na charakter a obsah <span class="highlight-substring">zmluvy</span> sa jednalo o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

29. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/03e32498-dbfb-450a-825e-b703a6a0393c%3Ac4b61994-55a5-4ee6-b3cf-852daee412c4" target="_blank" class="result-ref">34Csp/28/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Peter+Uhrinovsk%C3%BD%2C+PhD." class="judge-link" title="JUDr. Peter Uhrinovský, PhD.">JUDr. Peter Uhrinovský, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> bola uzatvorená na dobu 36 mesiacov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/206e59f0-056d-4a84-9cce-a6f965121b1d%3A84615282-b2d9-49ad-b931-0a26f4921cb6" target="_blank" class="result-ref">25Co/38/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marian+Hoffmann%2C+PhD." class="judge-link" title="JUDr. Marian Hoffmann, PhD.">JUDr. Marian Hoffmann, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný síce nijakým spôsobom nerozporuje oprávnenosť ochrany dlžníka, no
v tomto prípade Súdny dvor interpretuje Smernicu 93/13, ktorá sa týka nekalých zmluvných podmienok
v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>. V zmysle § 52 ods. 1 OZ „ <span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span>, ktorá
sa uzatvára medzi obchodníkom a spotrebiteľom." …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/68804110-caa5-4312-939a-a76d1ef1020d%3A67a269bf-7651-4510-8038-100f746e527b" target="_blank" class="result-ref">80Csp/31/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Silvia+Kysuck%C3%A1" class="judge-link" title="Mgr. Silvia Kysucká">Mgr. Silvia Kysucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span>,
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/566fe43a-8c39-4cc4-9f7a-777ac0532a38%3A1b98aff9-fa4d-4936-85b9-9b059c08edb2" target="_blank" class="result-ref">80Csp/27/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Silvia+Kysuck%C3%A1" class="judge-link" title="Mgr. Silvia Kysucká">Mgr. Silvia Kysucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základnou
črtou <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> je to, že sú pre spotrebiteľa vopred pripravené a nie je vytvorený priestor
na dojednávanie obsahu <span class="highlight-substring">zmluvy</span> alebo jej zmeny.

24. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e0743335-1d2b-47e0-a322-93f413850ded%3Acbb7ac5e-5982-48a9-840d-cd4cd8871916" target="_blank" class="result-ref">52Csp/8/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Jakub+Obert" class="judge-link" title="Mgr. Jakub Obert">Mgr. Jakub Obert</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetnú <span class="highlight-substring">zmluvu</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru "VÚB Pôžička" zo dňa 25.03.2019 súd
vyhodnotil ako <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span>
úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1db21d59-3f85-4aad-a083-fd94eff1c97a%3Af6039072-359e-49c1-8f1d-d1b3dc9d46f2" target="_blank" class="result-ref">7Cdo/23/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martina+Valentov%C3%A1" class="judge-link" title="JUDr. Martina Valentová">JUDr. Martina Valentová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na skutočnosť, že žalovaná si neplnila
splátky riadne, využil pôvodný veriteľ ustanovenia <span class="highlight-substring">zmluvy</span> a Všeobecných obchodných podmienok pre
poskytovanie <span class="highlight-substring">spotrebiteľských</span> úverov, ktoré boli súčasťou úverovej <span class="highlight-substring">zmluvy</span>, možnosť vyhlásiť okamžitú



splatnosť úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9a007ca0-0581-46ab-96f2-ddf52316b585%3Ac9064845-4872-4ecb-91b7-ad4957281759" target="_blank" class="result-ref">56Csp/22/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zuzana+Sin%C4%8D%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Zuzana Sinčáková">JUDr. Zuzana Sinčáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzavreté <span class="highlight-substring">zmluvy</span> svojim charakterom spadajú medzi <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>, za ktorú sa považuje
každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára obchodník so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5d2f97c7-f5d3-4bd4-af10-bba585023580%3A59180466-77ed-44c6-be9f-cf24b2594170" target="_blank" class="result-ref">22Csp/25/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Jana+Mi%C4%8Dekov%C3%A1" class="judge-link" title="Mgr. Jana Mičeková">Mgr. Jana Mičeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2ab62eda-0c81-4b58-9458-ddd5da76d306%3A546e2718-9f09-427a-a7fc-66d0cd959864" target="_blank" class="result-ref">K3-7Csp/11/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">16.10.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Kerecmanov%C3%A1" class="judge-link" title="JUDr. Eva Kerecmanová">JUDr. Eva Kerecmanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uzavretá medzi právnou predchodkyňou žalobkyne a žalovanou je
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

31.    …</div>
                  </div>
          </div>
  
  
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