@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,564</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f18097da-ccc3-4a25-9aaa-ef8b52eb98a1%3A8d9af332-6408-4ad2-bbcf-7892a07ab6aa" target="_blank" class="result-ref">8C/184/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ivana+Ja%C4%8Fu%C4%8Fov%C3%A1" class="judge-link" title="JUDr. Ivana Jaďuďová">JUDr. Ivana Jaďuďová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…§-u 52 ods. 1,2 OZ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/efbd1de8-164f-4f22-b7ed-75dce4ce7837%3A03f2b16a-59f9-4f67-8048-c606bc5dec3c" target="_blank" class="result-ref">20C/88/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Peter+Koman" class="judge-link" title="JUDr. Peter Koman">JUDr. Peter Koman</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Obč. zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d31e2d87-d1bb-4aaa-a2e1-0129c50c153e%3A8b7d7c15-f991-4fe8-b165-e4be67d1e3e8" target="_blank" class="result-ref">17C/65/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Robert+%C5%A0orl+PhD." class="judge-link" title="JUDr. Robert Šorl PhD.">JUDr. Robert Šorl PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú
formu, inak je neplatná, pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e7fd5111-95ac-46c1-adf5-05915f6c9652%3A99a2d508-8005-4b58-bb4a-ae32951be4b5" target="_blank" class="result-ref">40C/71/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Anna+Mih%C3%A1likov%C3%A1" class="judge-link" title="Mgr. Anna Miháliková">Mgr. Anna Miháliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. d) ZSÚ: Na účely tohto zákona sa rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>,
ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje
poskytnuté peňažné prostriedky vrátiť a zaplatiť celkové náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ea8c238b-2eff-473c-8dea-a002952ea871%3Afc15c184-1130-4029-ae51-613ec050b105" target="_blank" class="result-ref">10Er/498/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martina+Kridlov%C3%A1" class="judge-link" title="JUDr. Martina Kridlová">JUDr. Martina Kridlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Takisto zo <span class="highlight-substring">zmluvy</span> nevyplýva, že ide o
prípady v zmysle ust. § 1 ods. 2 a 3 zák. č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, teda o prípady
kedy nejde o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere podľa tohto zákona. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e83cf522-1703-4bc7-b3e3-cc4789e7f49d%3A4a12abee-fc50-4e42-bd5d-93ee1176962e" target="_blank" class="result-ref">28Cb/216/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Bratislava I</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Bartalsk%C3%A1" class="judge-link" title="JUDr. Katarína Bartalská">JUDr. Katarína Bartalská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ddcc4a6d-d988-4f05-b2f0-3a74fd80ae1d%3A67c653d2-e720-4dbe-9e57-a7d152879e4c" target="_blank" class="result-ref">8C/215/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Čadca</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Adriana+Pytliakov%C3%A1+Dr." class="judge-link" title="JUDr. Adriana Pytliaková Dr.">JUDr. Adriana Pytliaková Dr.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe uvedeného súd konštatuje, že predmetná úverová <span class="highlight-substring">zmluva</span> má povinné
náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uvedené v ust. § 4 ods. 2 zákona č. 129/2010 Zb. zákonov o
<span class="highlight-substring">spotrebiteľských</span> úveroch v účinnom čase uzatvorenia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fd433f90-f937-44bb-9b4a-207babe5853f%3A51f8618e-8042-4c0f-96ab-530fdfe8d091" target="_blank" class="result-ref">7C/28/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dolný Kubín</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Rastislav+Plutinsk%C3%BD" class="judge-link" title="JUDr. Rastislav Plutinský">JUDr. Rastislav Plutinský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle § 4 z.č. 258/2001 v znení platnom v čase uzavretia <span class="highlight-substring">zmluvy</span>:



(1) <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/eae84453-50d1-43a9-ae0e-56209b0bccb6%3A2a4ce7ee-7b40-4cc4-8945-242e2c0b333a" target="_blank" class="result-ref">10C/151/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+%C4%8Cervenkov%C3%A1" class="judge-link" title="JUDr. Katarína Červenková">JUDr. Katarína Červenková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…(spis Okresného súdu Lučenec,
sp. zn. 10C/144/2012, 12Er/440/2009), zo <span class="highlight-substring">Zmluvy</span> o úvere číslo XXXXXXX,  kde bola dlžník - povinný
W. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ea2764be-bc75-47e3-a3d6-4d8bff0e237b%3Abc23edac-3c1b-4a34-b8cd-0751ddfd8da6" target="_blank" class="result-ref">6Er/340/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Adriana+Pe%C4%8De%C5%88%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Adriana Pečeňáková">Mgr. Adriana Pečeňáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný titul v danej veci bol vydaný na základe <span class="highlight-substring">Zmluvy</span> o revolvingovom úvere, ktorá je <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> v zmysle vyššie citovanej smernice, a to podľa článku 2 Smernice Rady č. 93/13/EHS.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f1e9051f-2a74-4699-a4b4-5c4c77427407%3A8df2a211-21f2-4e77-bcf6-a6f05d324619" target="_blank" class="result-ref">8C/181/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ivana+Ja%C4%8Fu%C4%8Fov%C3%A1" class="judge-link" title="JUDr. Ivana Jaďuďová">JUDr. Ivana Jaďuďová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/eac53ea5-652c-490e-bb33-8ff64c4d37d0%3A187b51f7-0bd6-45c5-a1e9-456490e52361" target="_blank" class="result-ref">8C/234/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Halu%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Jana Halušková">JUDr. Jana Halušková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nutnosť dodržania
tejto zákonnej náležitosti je zdôraznená práve tým, že <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a <span class="highlight-substring">zmluva</span> o
kúpe konkrétneho tovaru tvoria, v prípade viazaného <span class="highlight-substring">spotrebiteľského</span> úveru,  obchodný celok. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dc9ff5a8-3f23-4029-9310-000d9398a2d6%3Ac709914e-1476-49a5-99b2-caa03ca2b6b7" target="_blank" class="result-ref">9C/129/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Viera+Bet%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Viera Betáková">Mgr. Viera Betáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 52 ods. 1 OZ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každý <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/db7a135f-d234-45c2-afb4-ae74e599ef9d%3A1d52f94a-98be-4e66-ab34-abe606b7bdf3" target="_blank" class="result-ref">8C/244/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Halu%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Jana Halušková">JUDr. Jana Halušková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1Občianskeho zákonníka,  ďalej len Obč. zák., <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span>
bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b30a6291-4c91-4f03-9f2c-c7dd6b9e6b0f%3A2c257e65-018c-4ab0-960a-30fdd0ab7139" target="_blank" class="result-ref">11C/430/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">10.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marie+M%C3%A9sz%C3%A1rosov%C3%A1" class="judge-link" title="JUDr. Marie Mészárosová">JUDr. Marie Mészárosová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V bod 6 všeobecných obchodných podmienok spoločnosti navrhovateľa ku dňu účinnosti
odstúpenia od <span class="highlight-substring">zmluvy</span> alebo výpovede <span class="highlight-substring">zmluvy</span> je splatný celý dlh klienta voči Cetelemu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/19336508-8f5b-404b-ba39-cdbb95621d32%3A9ffb2c4c-d00c-42db-800e-6822ff93fdfc" target="_blank" class="result-ref">15C/153/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">11.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Rastislav+Jakubovi%C4%8D" class="judge-link" title="JUDr. Rastislav Jakubovič">JUDr. Rastislav Jakubovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tejto súvislosti súd dopĺňa, že v dôsledku zmeny
právnej úpravy, v zmysle § 5b zák. č. 250/2007 Z.z. súd pri <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> prihliada na
premlčanie ex offo bez ohľadu na námietku či vyjadrenie účastníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2102c963-c9b6-4db0-a194-3ef674658066%3Ac8821301-7869-40de-964a-5063a2387c11" target="_blank" class="result-ref">21Co/189/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">11.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ant%C3%B3nia+Kandrav%C3%A1" class="judge-link" title="JUDr. Antónia Kandravá">JUDr. Antónia Kandravá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ide o súdnu kontrolu
zmluvných podmienok v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> v zmysle judikatúry súdov, ako aj Súdneho dvora
Európskej únie.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/30abee3f-5c88-42b5-910d-4fd2bcd7493f%3Ae53289d9-28aa-466b-bccc-59f5e6ef7fce" target="_blank" class="result-ref">14Cb/10/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">11.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MŠ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+%C5%A0tefan+Fedor" class="judge-link" title="Mgr. Štefan Fedor">Mgr. Štefan Fedor</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno
dohodnúť úroky z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/20288c59-5ef8-4344-b640-3a9fbdb50c64%3Aff33de8e-3b21-441f-af62-a7014e0cfbc5" target="_blank" class="result-ref">25C/269/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">11.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Drahom%C3%ADr+Mrva" class="judge-link" title="JUDr. Drahomír Mrva">JUDr. Drahomír Mrva</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 zákona, <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/26655bd1-0792-4227-93f5-1a7ba4cf20ea%3A15a1edda-7d07-44d6-a092-419cafe13919" target="_blank" class="result-ref">3C/115/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Ružomberok</span>
                                      <span class="result-date">11.11.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+Kraj%C4%8Diov%C3%A1" class="judge-link" title="JUDr. Renáta Krajčiová">JUDr. Renáta Krajčiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd predbežne posúdil platnosť <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, konkrétne, či sú prítomné podstatné
náležitosti v zmysle z.č. 145/2010 Sb. v znení účinnom ku dňu uzatvorenia <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere a to <span class="highlight-substring">Zmluvy</span> o povolenom debete na bežnom účte dňa 3.11.2012, pričom neboli zistené žiadne
obsahové nedostatky v tomto smere. …</div>
                  </div>
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