@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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    <form action="https://www.sudy.ai/hladaj" method="GET">
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        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,074</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cbf09008-9b86-4236-a5bc-10b52805fa96%3A408cb198-eacd-4afc-918c-306e851fc7bb" target="_blank" class="result-ref">61Csp/85/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Al%C5%BEbeta+Be%C5%88%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Alžbeta Beňáková">JUDr. Alžbeta Beňáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v platnom znení (ďalej len „Občiansky
zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d7d46366-e8c2-44eb-a6bd-2594822ee8c3%3A72de3550-26dd-426d-9a2a-46b3d17b9a46" target="_blank" class="result-ref">100Csp/10/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Lucia+Poni%C5%A1tov%C3%A1+Ph.D." class="judge-link" title="JUDr. Lucia Poništová Ph.D.">JUDr. Lucia Poništová Ph.D.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

20. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a8c4a5d9-e806-4d6a-ba48-74e16711f834%3Ae2df204c-7575-485b-bc43-f52d68a5f8ef" target="_blank" class="result-ref">25CoCsp/30/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marian+Hoffmann%2C+PhD." class="judge-link" title="JUDr. Marian Hoffmann, PhD.">JUDr. Marian Hoffmann, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V prejednávanej veci ide bez pochyby o <span class="highlight-substring">spotrebiteľský</span> spor. Žalovaná ako spotrebiteľka uzavrela
s pôvodným veriteľom ako dodávateľom <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/15d498c1-a867-4a0b-9c5b-289e8f56640a%3A0858fc52-fc61-4b5c-8c7d-19f3f6b0193b" target="_blank" class="result-ref">23Er/6693/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JN</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Nat%C3%A1lia+Lauren%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Natália Laurenčíková">JUDr. Natália Laurenčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span> o úvere (ďalej
len „Občiansky zákonník“) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/80ca0b6b-fb20-406f-a51e-5f1348efbe2c%3A62b36176-6cab-4df3-9095-56fd47c4313b" target="_blank" class="result-ref">4Csp/29/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ingrid+Daxner" class="judge-link" title="JUDr. Ingrid Daxner">JUDr. Ingrid Daxner</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po právnej stránke <span class="highlight-substring">zmluva</span> obsahuje všetky znaky a podstatné náležitosti <span class="highlight-substring">zmluvy</span> o úvere podľa §
497 až 507 Obch. zákonníka, ako aj vyššie cit. os. predpisu /zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch/.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/30cb9728-7b93-4862-93d0-0734435ade20%3A2e4094a0-dd89-4ce8-9950-adcd19d92e20" target="_blank" class="result-ref">3CoEk/30/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+%C5%A0ofrankov%C3%A1" class="judge-link" title="JUDr. Eva Šofranková">JUDr. Eva Šofranková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Rozhodcovská
<span class="highlight-substring">zmluva</span> môže mať formu osobitnej <span class="highlight-substring">zmluvy</span> alebo formu rozhodcovskej doložky k <span class="highlight-substring">zmluve</span> (§ 4 ods. 1
zákona č. 244/2002 Z.z.). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/54fb4640-07e5-4982-8e60-d19cef01a58a%3A968014ae-9ac9-4555-8f83-8dcc99c857ca" target="_blank" class="result-ref">16Csp/41/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Michal+Drim%C3%A1k%2C+PhD." class="judge-link" title="JUDr. Michal Drimák, PhD.">JUDr. Michal Drimák, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXXXXXXXX
zo dňa 17.12.2014 zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/34be10ca-1a80-46d9-afd7-372241cbccb5%3A80f7b14b-a8b3-4a12-ae00-bb02107f4878" target="_blank" class="result-ref">KE-3Sa/11/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Správny súd v Košiciach</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Raganov%C3%A1" class="judge-link" title="JUDr. Jana Raganová">JUDr. Jana Raganová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 293dx ods. 4 zákona o sociálnom poistení, dôchodková dávka, ktorej suma bola určená
s prihliadnutím na obdobie poistenia získané v cudzine podľa osobitného predpisu  alebo podľa
medzinárodnej <span class="highlight-substring">zmluvy</span>, sa zvýši najmenej o pomernú časť pevnej sumy, ktorá zodpovedá pomernej časti,
v akej sa priznal čiastkový dôchodok podľa predpisov Slovenskej republiky.

36. …</div>
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          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3c60bb71-d6e7-4649-b4c7-6d7fe02b99a0%3A677926cb-6698-4613-9cee-bfc816e3b7d0" target="_blank" class="result-ref">13CoCsp/3/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Martin+Baran" class="judge-link" title="JUDr. Martin Baran">JUDr. Martin Baran</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odvolateľ poukázal na skutočnosť, že medzi
stranami sa jednalo o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, pričom súd prvej inštancie spoľahlivo neustálil rozsah
objednaného diela. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/24291525-374a-4968-b197-1e78e41aad65%3Abf9882fc-1f2f-452d-8a55-5ae9e57bb36e" target="_blank" class="result-ref">17CoCsp/34/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Jana+Bure%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jana Burešová">JUDr. Jana Burešová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ani jeden dôvod uvedený v ust. § 11 ods. 2, ktorý spôsobuje nedostatočné skúmanie schopnosti
spotrebiteľa splácať <span class="highlight-substring">spotrebiteľský</span> úver, a to či pri nedostatočnej odbornej starostlivosti, alebo hrubom
porušení povinností, nemá za následok absolútnu neplatnosť úverovej <span class="highlight-substring">zmluvy</span>.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/837e9575-b08f-4161-a016-c49f42db608b%3Adadce7c3-931c-400e-8b62-11b38e12763c" target="_blank" class="result-ref">17Csp/70/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Erik+Ka%C4%8Dm%C3%A1r" class="judge-link" title="JUDr. Erik Kačmár">JUDr. Erik Kačmár</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca sa žalobou doručenou Okresnému súdu Trenčín dňa 01.07.2024 domáha, aby súd zaviazal
žalovaného zaplatiť mu sumu 1.624,87 eur s prísl., titulom nesplateného úveru vyplývajúceho zo <span class="highlight-substring">Zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa 14.03.2014 uzatvorenej medzi SLSP a.s. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/144d11fc-4738-42a9-9cde-81e90c11ae33%3A1a06ae58-bbb0-4165-9190-eb2f4da09166" target="_blank" class="result-ref">25CoCsp/23/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Marian+Hoffmann%2C+PhD." class="judge-link" title="JUDr. Marian Hoffmann, PhD.">JUDr. Marian Hoffmann, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Skrz <span class="highlight-substring">spotrebiteľského</span> charakteru dojednanej <span class="highlight-substring">zmluvy</span> o úvere nemožno
prisvedčiť oznámeniu o mimoriadnej splatnosti úveru aj charakter výzvy v zmysle § 92 ods. 8 zákona
o bankách (rovnaký právny záver je konštatovaný aj v uznesení dovolacieho súdu z 27.10.2022 sp.zn.
4Cdo/75/2020 alebo v uznesení zo dňa 30.01.02024 sp.zn. 9Cdo/90/2023).

31. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b93c80cf-4d10-4495-85da-f5b0c5c07596%3A5553f035-9240-4e3f-89ca-e968252957a1" target="_blank" class="result-ref">9Csp/47/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+%C5%A0krovanov%C3%A1" class="judge-link" title="Mgr. Katarína Škrovanová">Mgr. Katarína Škrovanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa čl. 18 ods. 2 nariadenia, druhý účastník <span class="highlight-substring">zmluvy</span> môže žalovať spotrebiteľa len na súdoch
členského štátu, v ktorom má spotrebiteľ bydlisko.

9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cdd189d2-14cf-4fac-b560-f351dfa97e46%3A6f7a5bfe-508f-4dcd-9699-6a4c2f4a4188" target="_blank" class="result-ref">NM-6Csp/15/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Alena+B%C3%BAlikov%C3%A1" class="judge-link" title="Mgr. Alena Búliková">Mgr. Alena Búliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 2 písm. j/ ZSÚ, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere okrem všeobecných náležitostí
musí obsahovať ročnú percentuálnu mieru nákladov a celkové náklady spotrebiteľa spojené so
<span class="highlight-substring">spotrebiteľským</span> úverom, vypočítané na základe údajov platných v čase uzatvorenia <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere.

19. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3d8c9f66-f31b-49a6-973c-cf7e2ce26bd6%3Ac18ff4ac-5d5f-468e-bc52-6d0f6dd9fac7" target="_blank" class="result-ref">2Csp/102/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Stanislava+Pad%C3%BAchov%C3%A1" class="judge-link" title="JUDr. Stanislava Padúchová">JUDr. Stanislava Padúchová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd danú úverovú <span class="highlight-substring">zmluvu</span> posúdil
ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2ef05207-6278-4618-a9b4-ed62449eba1c%3A92cdca19-9c4d-49b1-95e9-aec5a88afb32" target="_blank" class="result-ref">16Csp/6/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+M%C3%A1ria+%C4%8Cern%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Mária Černáková">Mgr. Mária Černáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/adc47023-af2b-4e3e-af54-0364c8be1c86%3A52fd18c8-a0f3-4028-9092-797697b8a4d4" target="_blank" class="result-ref">33Csp/31/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Luk%C3%A1%C5%A1+Mich%C3%A1lek" class="judge-link" title="Mgr. Lukáš Michálek">Mgr. Lukáš Michálek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzatvorená <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/501866ec-36a0-43b5-94ac-3aa4a9ee4186%3A7bde65c0-3d49-4a54-b1be-d6125aca5cf8" target="_blank" class="result-ref">3Csp/62/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Tom%C3%A1%C5%A1+Saraka" class="judge-link" title="Mgr. Tomáš Saraka">Mgr. Tomáš Saraka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tieto zákonom vyžadované osobitné náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere dodržané
neboli. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ea6f6127-0c8b-4121-b993-eaba021ad387%3Ab91be0e9-dc1f-4414-b741-5c0b11061527" target="_blank" class="result-ref">65Cb/86/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Tade%C3%A1%C5%A1+Kertys" class="judge-link" title="JUDr. Tadeáš Kertys">JUDr. Tadeáš Kertys</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V záujme plnenia týchto úloh vykonáva úlohy súvisiace
s uzatvorením <span class="highlight-substring">zmluvy</span> na zabezpečenie služieb poskytovaných obchodnou spoločnosťou spravujúcou
cestné poplatky minister.

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/93f229e1-40d4-4a0d-aa3d-9e6596847e5b%3A4314a017-ec45-4e81-8b86-24dcfc43454c" target="_blank" class="result-ref">63Csp/110/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">11.04.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Karol+Fi%C4%BE" class="judge-link" title="Mgr. Karol Fiľ">Mgr. Karol Fiľ</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
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