@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,673</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/192eb875-f38e-410b-912a-95776e92045a%3Ae6c7ea96-ad61-436d-87c5-1ee0d5920b5d" target="_blank" class="result-ref">24CoCsp/36/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Dominika+Horv%C3%A1thov%C3%A1" class="judge-link" title="JUDr. Dominika Horváthová">JUDr. Dominika Horváthová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvy</span> o výkone správy č. 44. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bd212307-6930-4d51-a3bf-0c6152746dbf%3Adf9f4a39-2c98-4e80-b960-33d7b21508b3" target="_blank" class="result-ref">4Csp/6/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">25.02.2026</span>
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                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Chalupka" class="judge-link" title="JUDr. Lukáš Chalupka">JUDr. Lukáš Chalupka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…V konaní nebolo sporné, že na základe žalobkyninej žiadosti o uzavretie <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>
zo dňa 16.07.2012 strany uzavreli dňa 23.07.2012 <span class="highlight-substring">Zmluvu</span> o revolvingovom úvere č. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2fbe9be7-327a-4fb6-8a46-bc21ec74038a%3Ab630b1fd-16ef-480d-adea-c216a95c614e" target="_blank" class="result-ref">9CoCsp/15/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">25.02.2026</span>
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                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Alena+Mikov%C3%A1" class="judge-link" title="JUDr. Alena Miková">JUDr. Alena Miková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…OZ o <span class="highlight-substring">spotrebiteľskej</span> kúpnej <span class="highlight-substring">zmluve</span>, § 631 a nasl. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f0a59221-7847-4f3d-8e39-c141d581b8fc%3A3744dda4-3d8c-442d-a293-04df85c0368a" target="_blank" class="result-ref">27Csp/58/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Michal+Antal%2C+PhD." class="judge-link" title="JUDr. Michal Antal, PhD.">JUDr. Michal Antal, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odstúpením od <span class="highlight-substring">zmluvy</span> sa <span class="highlight-substring">zmluva</span> zrušuje od počiatku a zmluvné strany sú tak
povinné navzájom si vydať všetky plnenia, ktoré si na základe <span class="highlight-substring">zmluvy</span> poskytli. …</div>
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          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1cc84488-a942-44b5-8a0e-d8705ef96dfb%3Ae4b80e2a-962f-4e54-9c56-3d5bd30e827a" target="_blank" class="result-ref">26CoCsp/32/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Ivana+%C5%A0lesarov%C3%A1" class="judge-link" title="Mgr. Ivana Šlesarová">Mgr. Ivana Šlesarová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Hoci nejde o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
ide stále o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> (a to z dôvodu subjektov vystupujúcich na strane dodávateľa - veriteľa
a na strane dlžníka).

1.11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e1f4bd95-afac-4c26-9c8d-951349ad6c2b%3A59683131-9fda-49f1-a69f-81ed053ec5d8" target="_blank" class="result-ref">13CoCsp/17/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+Katkov%C3%A1" class="judge-link" title="Mgr. Katarína Katková">Mgr. Katarína Katková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d242df38-3773-44fd-a362-c2588d230e65%3Aa2853b64-85ef-4f67-9655-3f59dd8576e4" target="_blank" class="result-ref">9Csp/95/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Viera+Bet%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Viera Betáková">Mgr. Viera Betáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXX/XX, XXX XX D., o zaplatenie 8.845,04 EUR s príslušenstvom zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>,
takto

r o z h o d o l :

I. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e4cd5bdd-4584-4e49-b848-798d641b0df2%3A6e2b727d-a1eb-4a07-bfca-75ee3ca5405d" target="_blank" class="result-ref">19Csp/107/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Lucia+Kuzmov%C3%A1" class="judge-link" title="JUDr. Lucia Kuzmová">JUDr. Lucia Kuzmová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzavretú <span class="highlight-substring">zmluvu</span> teda súd posúdil
ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/302bdaa3-9c08-4e96-ace8-e9c670f8215e%3A25d20b4c-a83c-4850-b177-51904238af43" target="_blank" class="result-ref">15CoCsp/4/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+M%C3%A9sz%C3%A1rosov%C3%A1" class="judge-link" title="JUDr. Eva Mészárosová">JUDr. Eva Mészárosová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný má
za to, že predmetná <span class="highlight-substring">zmluva</span> o úvere nespadá pod režim <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> a z toho dôvodu ju
nemožno skúmať z hľadiska stanovených obsahových náležitostí <span class="highlight-substring">zmlúv</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a5c4f2b6-d94e-437c-8a14-d1104837f08c%3A478c7862-0847-431f-ad84-7a8a1ac8da4a" target="_blank" class="result-ref">17CoCsp/24/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+%C4%BDubom%C3%ADr+%C5%A0abla" class="judge-link" title="JUDr. Ľubomír Šabla">JUDr. Ľubomír Šabla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie mal za to, že <span class="highlight-substring">zmluva</span> o úvere je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, žalovaná mala postavenie
spotrebiteľa, čo žalobca ani nenamietal.

6. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/78b9edf0-19cb-4879-8e8c-b8d67fb9b588%3A8514fb75-db55-4c8f-91d7-4c205935f44f" target="_blank" class="result-ref">8Co/7/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Lenka+Kon%C5%A1tiakov%C3%A1" class="judge-link" title="JUDr. Lenka Konštiaková">JUDr. Lenka Konštiaková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Konanie
veriteľa preto považovala za neoprávnené a <span class="highlight-substring">zmluvu</span> s veriteľom za neplatnú. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1c5d1781-d374-46e4-ac60-dce7c7a10ef2%3A6b6d368e-3d8c-4413-ad6c-2abc9e1633a2" target="_blank" class="result-ref">67Csp/298/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Janka+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Janka Mičková">JUDr. Janka Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. d) ZoSÚ (v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span>), na účely tohto zákona sa
rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi
<span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje poskytnuté peňažné prostriedky vrátiť a zaplatiť celkové
náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span> úverom.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/65e80809-876e-44ea-9f03-eca9ef5aa308%3Ad3a80fce-46fd-48a0-93e2-1e095aab821e" target="_blank" class="result-ref">16Csp/12/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Martin+Ja%C5%BEembovsk%C3%BD" class="judge-link" title="Mgr. Martin Jažembovský">Mgr. Martin Jažembovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe <span class="highlight-substring">Zmluvy</span> postupca poskytol žalovanému peňažné prostriedky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bf1c5e6a-b604-4da1-b452-44fbd9c69286%3A999e7f34-6841-45e1-98db-f353371fdef3" target="_blank" class="result-ref">16Csp/25/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Simona+Kr%C4%8Dm%C3%A1rikov%C3%A1" class="judge-link" title="JUDr. Simona Krčmáriková">JUDr. Simona Krčmáriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ako dôkazy priložil žalobca <span class="highlight-substring">zmluvu</span> o elektronickej komunikácii, výzvu na zaplatenie pohľadávky,
štandardné európske informácie o <span class="highlight-substring">spotrebiteľskom</span> úvere, <span class="highlight-substring">zmluvu</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere,
predžalobnú upomienku s doručenkou, oznámenie o vyhlásení okamžitej splatnosti s doručenkou a
prehľad splátok a úhrad.

3. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5fdc8c98-f6b3-431c-9a09-cfdf4397ce16%3A5aefaa91-3f60-4675-99c1-17ceea7c0ed2" target="_blank" class="result-ref">2CoCsp/9/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Ivana+Jahnov%C3%A1" class="judge-link" title="JUDr. Ivana Jahnová">JUDr. Ivana Jahnová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Povinnosťou súdu v <span class="highlight-substring">spotrebiteľských</span> sporoch je „ex offo" sa zaoberať ako predbežnou
otázkou neprijateľnosťou jednotlivých zmluvných podmienok                v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span>, čo
žalobcovia 1/ a 2/ aj od súdu očakávajú. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0fc82426-a0da-4bef-9963-beeba8017442%3Affa0410a-da5e-49ee-b65b-a72ae7885701" target="_blank" class="result-ref">7Co/117/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+M%C3%A1ria+Ka%C5%A1%C3%ADkov%C3%A1" class="judge-link" title="Mgr. Mária Kašíková">Mgr. Mária Kašíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V danom prípade sa jedná o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, pričom žalobca bol
v postavení spotrebiteľa a žalovaný dodávateľa, a obsah <span class="highlight-substring">zmluvy</span> pripravoval sám žalovaný, a teda aj
platnosť a účinnosť <span class="highlight-substring">zmluvy</span> upravil osobitným ustanovením <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0a58c782-8518-40f8-9f1e-d344672e0bbd%3A3c85d78c-dc89-4a01-8c84-e41aa0a19766" target="_blank" class="result-ref">67Csp/75/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Janka+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Janka Mičková">JUDr. Janka Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z citovaných ustanovení OZ je zrejmé, že <span class="highlight-substring">zmluva</span> uzavretá medzi žalobcom a žalovaným je
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, pretože žalobca, ktorý uzavrel <span class="highlight-substring">zmluvu</span> v rámci svojej podnikateľskej činnosti
v nej vystupuje ako dodávateľ a žalovaný, ktorý v čase uzavretia <span class="highlight-substring">zmluvy</span> nebol podnikateľom v nej
vystupuje ako spotrebiteľ.

16. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/84e54fed-d0f4-4a33-8f70-dcb2b5dab57a%3A3ec9ac73-848c-4403-bfcd-0fe376a8f6c5" target="_blank" class="result-ref">11Csp/104/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Peter+Dudi%C4%8D" class="judge-link" title="JUDr. Peter Dudič">JUDr. Peter Dudič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo <span class="highlight-substring">zmluvy</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> (revolvingového) úveru
účastníci <span class="highlight-substring">zmluvy</span> boli povinní splniť svoje záväzky tak, ako im to táto <span class="highlight-substring">zmluva</span> ukladala. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5f165053-e5f6-4a3e-8461-8334e26ba6d4%3Ac628a706-3a2d-4002-8222-f1330d293cac" target="_blank" class="result-ref">29Csp/94/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Diana+Vl%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Diana Vlčková">JUDr. Diana Vlčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Okrem iného, v danom prípade súd nepovažoval za potrebné rozhodnúť o pribratí osobitného
subjektu do konania na ochranu práv spotrebiteľa, keďže z úradnej povinnosti musí prihliadať pri
posudzovaní nároku zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> na prípadnú neprijateľnosť zmluvných podmienok,
vrátane premlčania v súlade s ust. § 54a Občianskeho zákonníka, preto návrh občianskeho združenia
na jeho pribratie do konania ako osobitného subjektu zamietol.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/727f1441-893f-4381-8d2e-9933bb957e6e%3Aed124fae-0f8c-48fb-953f-5d264dc19f08" target="_blank" class="result-ref">4Csp/12/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">25.02.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+J%C3%A1n+Pastir%C4%8D%C3%ADk" class="judge-link" title="Mgr. Ján Pastirčík">Mgr. Ján Pastirčík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Právne vzťahy založené spomínanými <span class="highlight-substring">zmluvami</span> súd posúdil
ako <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>, nakoľko žalobkyňa pri uzatváraní a plnení týchto <span class="highlight-substring">zmlúv</span> konala v rámci svojej
obchodnej a podnikateľskej činnosti a žalovaný uzavrel tieto <span class="highlight-substring">zmluvy</span> ako fyzická osoba nepodnikateľ.
…</div>
                  </div>
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