@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



<!DOCTYPE html>
<html lang="sk">
<head>
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<title>súdy.ai</title>
<link rel="preconnect" href="https://fonts.googleapis.com">
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<style>
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
.sidebar-logo { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; color: white; padding: 20px 20px 16px; border-bottom: 1px solid rgba(255,255,255,0.08); text-decoration: none; display: block; }
.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
    <div class="topbar-right"></div>
  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>538,852</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0bae888f-6be6-4b4a-bef4-6393f7a79c61%3A9a37170a-8a7c-41fa-8614-9b9056f8d745" target="_blank" class="result-ref">6CoCsp/11/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Andrej+Kekely" class="judge-link" title="Mgr. Andrej Kekely">Mgr. Andrej Kekely</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak tak neurobí, celé plnenie zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> sa stane splatným.



14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e2daee53-4490-42c3-8cac-c7ca3ac00872%3A69cbf9c9-f988-493a-8cf7-5b5ed664dcb2" target="_blank" class="result-ref">12Csp/2/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Anna+Hole%C5%A1%C4%8D%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Anna Holeščáková">Mgr. Anna Holeščáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd je názoru,
že  vyššie citovaná <span class="highlight-substring">zmluva</span>  má <span class="highlight-substring">spotrebiteľský</span> charakter vzhľadom k tomu, že v právnom vzťahu
založenom uvedenou <span class="highlight-substring">zmluvou</span> vystupovala žalovaná ako spotrebiteľ fyzická osoba/nepodnikateľ, čo
bolo preukázané jej identifikáciou v rámci uzatvorenej <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3b4d795f-00c6-44cb-bf6e-b3688a018624%3A56c87bef-351f-484f-9eb7-4c938ad2b722" target="_blank" class="result-ref">69Csp/5/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+J%C3%BAlia+Malegov%C3%A1" class="judge-link" title="JUDr. Júlia Malegová">JUDr. Júlia Malegová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetný právny vzťah zo <span class="highlight-substring">zmluvy</span> medzi stranami sporu súd posudzoval ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>
v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a731d988-2537-43ee-9cad-4a8b3ad37df3%3Ac7cec7ba-0898-454f-8b7b-bad42af73a30" target="_blank" class="result-ref">17Csp/51/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Lampartov%C3%A1" class="judge-link" title="JUDr. Eva Lampartová">JUDr. Eva Lampartová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca a žalovaný uzavreli dňa 04.11.2020 <span class="highlight-substring">Zmluvu</span> o  <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/be454d16-a180-45ba-a3a5-deb0735bf993%3A6aadaebb-05e2-46b3-8089-c7db927537e5" target="_blank" class="result-ref">17Csp/54/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Lampartov%C3%A1" class="judge-link" title="JUDr. Eva Lampartová">JUDr. Eva Lampartová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZoSÚ <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8aea9441-d4a5-4ed1-af67-d9bb87f2aaf4%3Ad5308dab-254a-4f4d-bcf6-39768eaab50d" target="_blank" class="result-ref">17Csp/49/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Lampartov%C3%A1" class="judge-link" title="JUDr. Eva Lampartová">JUDr. Eva Lampartová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZoSÚ <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b5319ea4-8d4a-4f1d-9e96-b4c61f7eb153%3A62339fa8-e9b4-47dc-9869-1358075229f3" target="_blank" class="result-ref">17Csp/46/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Eva+Lampartov%C3%A1" class="judge-link" title="JUDr. Eva Lampartová">JUDr. Eva Lampartová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZoSÚ <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/02c7c348-fc0a-482c-b3fa-9d6ff815435e%3A52c6b514-914a-4bb3-9119-c881b456e2af" target="_blank" class="result-ref">57Csp/89/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Viera+Kov%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Viera Kováčová">JUDr. Viera Kováčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca zastáva názor, že <span class="highlight-substring">zmluva</span> obsahuje všetky znaky a spĺňa všetky podstatné náležitosti
<span class="highlight-substring">zmluvy</span> o úvere v zmysle §§ 497 až 507 Obchodného zákonníka a zákona číslo 258/2001 Z. z. o
<span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/76318b93-9f00-4a91-bd26-acbe1faceedc%3A6e7241b7-1d3e-4b0d-b941-faf104dd6ea9" target="_blank" class="result-ref">16CoCsp/10/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Roman+Majersk%C3%BD" class="judge-link" title="JUDr. Roman Majerský">JUDr. Roman Majerský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetom
<span class="highlight-substring">zmluvy</span> bol záväzok žalobcu ako dodávateľa uskutočniť do odberného miesta žalovaného (H., X., XXX
XX B., List vlastníctva č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ecdf28e9-10d0-4dcb-96e3-a3d6f712a61f%3Acff75426-8768-40ac-aabf-54ce38b87985" target="_blank" class="result-ref">6Csp/41/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Ing.+Judita+Gabonaiov%C3%A1+Hren%C4%8Dukov%C3%A1" class="judge-link" title="Mgr. Ing. Judita Gabonaiová Hrenčuková">Mgr. Ing. Judita Gabonaiová Hrenčuková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle ustanovenia § 290 Civilného sporového poriadku, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi
obchodníkom a spotrebiteľom vyplývajúci zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span>.

7. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ea41f280-aeb1-4630-a47b-2156e9dc95d9%3A09f7c882-a24d-4012-ac8d-c4b4b65642b9" target="_blank" class="result-ref">64Csp/52/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Tatiana+Zapletajov%C3%A1" class="judge-link" title="JUDr. Tatiana Zapletajová">JUDr. Tatiana Zapletajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zákon zakotvuje všeobecné pravidlá pre dojednanie podmienok v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>,
ku ktorým patrí aj predmetná poistná <span class="highlight-substring">zmluva</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b89d331f-60aa-42db-87ad-5f949cd7e2c5%3A2efe4503-664b-47c4-9b5b-ca266c433dd1" target="_blank" class="result-ref">5Csp/11/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Daniel+Konerack%C3%BD" class="judge-link" title="Mgr. Daniel Koneracký">Mgr. Daniel Koneracký</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 3, 4 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára obchodník so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4459f4ed-ddd7-4f83-8e84-1f67c9b01ff3%3Aec5c4091-8096-4942-9035-0aaf0fc83b4b" target="_blank" class="result-ref">7Csp/14/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Karol+Krochta" class="judge-link" title="JUDr. Karol Krochta">JUDr. Karol Krochta</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobcom predložená <span class="highlight-substring">zmluva</span> o poskytovaní verejných služieb spĺňa náležitosti <span class="highlight-substring">spotrebiteľskej</span>
<span class="highlight-substring">zmluvy</span>, ktoré sú vymedzené v § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/711a6194-2b69-4a69-a2a7-4c614dcfe02e%3A4b1e7ddc-040a-458b-81a9-de66a95f2b78" target="_blank" class="result-ref">59Csp/67/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Michaela+Kotusov%C3%A1+Hucov%C3%A1" class="judge-link" title="JUDr. Michaela Kotusová Hucová">JUDr. Michaela Kotusová Hucová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/38bc87c1-cef4-454d-a200-f7cf7289b8e9%3A39b935c3-9322-4466-8e3f-843819f793ca" target="_blank" class="result-ref">17Csp/96/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Patr%C3%ADcia+Lu%C4%8Dansk%C3%A1" class="judge-link" title="JUDr. Patrícia Lučanská">JUDr. Patrícia Lučanská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa názoru súdu sa preto
v danom prípade nejedná o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 OZ, ktorej chýba zmluvný základ
(offerta a akceptácia) i poskytovanie služby, ktorú by si spotrebiteľ vyžiadal. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a2eaabda-3d20-474d-b533-7cb53dcfcfe3%3Aa9caa030-3da0-4297-b436-755b5cb203da" target="_blank" class="result-ref">5CoCsp/18/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zuzana+Stol%C3%A1rov%C3%A1" class="judge-link" title="JUDr. Zuzana Stolárová">JUDr. Zuzana Stolárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span>, na základe ktorej si žalobca uplatňuje svoj nárok je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span> a k postúpeniu
pohľadávky došlo pred termínom konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9becd6a1-4fe5-4f67-ad2b-bf8bd500e9b9%3Af3650157-fdfd-441b-9d9a-4167f75d0bab" target="_blank" class="result-ref">46Ek/1046/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">01.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Oprávnený je štátna inštitúcia, ktorej povinnosťou by bolo zverejniť takúto dohodu v Centrálnom registri
<span class="highlight-substring">zmlúv</span>, inak by nebola účinná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9a2ee7cb-22fa-4f14-814a-4202edbb33fd%3Ad7b1d28f-1ae1-4838-9f63-7b1014fdd719" target="_blank" class="result-ref">14T/64/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">01.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Simona+%C5%A0tanglovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Simona Štanglovičová">JUDr. Simona Štanglovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…C. uzatvoril so spoločnosťou BNP PARIBAS PERSONÁL FINANCE SA, pobočka zahraničnej
banky, so sídlom Karadžičova 2, Bratislava, IČO: 47 258 713, <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8db84b41-a3d3-47f6-836f-fd61523c9635%3A7c8f983e-ee59-4818-91a4-031debfde292" target="_blank" class="result-ref">19Ek/1558/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">01.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Silvia+Turzov%C3%A1" class="judge-link" title="Mgr. Silvia Turzová">Mgr. Silvia Turzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z predloženej <span class="highlight-substring">zmluvy</span> o úvere č. 7104156 zo dňa 25. 09. 2008 však jasne vyplýva,
že povinný tu bol označený ako fyzická osoba identifikovaný menom, priezviskom, adresou trvalého
bydliska, rodným číslom a číslom občianskeho preukazu, pričom označil, že finančné prostriedky sú
mu poskytnuté na výkon „zamestnania.“ Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere
tak treba jednoznačne konštatovať, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>, keď zodpovedá definícii
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> v zmysle § 52 ods. 1 Občianskeho zákonníka v znení účinnom od 01. 01.
2008 do 31. 10. 2008, ktorý upravoval, že <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1a2684c7-2937-4219-9b73-7c82dd6cbc8d%3A4215cb0e-abc0-4630-9fc8-5b9e628736df" target="_blank" class="result-ref">75Ek/1171/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">01.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Silvia+Turzov%C3%A1" class="judge-link" title="Mgr. Silvia Turzová">Mgr. Silvia Turzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Poukázala na to, že <span class="highlight-substring">zmluva</span> uzavretá medzi oprávneným a povinným, ktorá bola podkladom pre vydanie
rozhodcovského rozsudku je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
  
  
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