@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://www.sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://www.sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,532</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6bbd49af-31b9-40a3-b62e-ac7e952bf43c%3A64cd3e0a-ad59-477f-bf2b-77a1dab5c55c" target="_blank" class="result-ref">65Cb/108/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Tade%C3%A1%C5%A1+Kertys" class="judge-link" title="JUDr. Tadeáš Kertys">JUDr. Tadeáš Kertys</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na účely nariadenia možno <span class="highlight-substring">zmluvu</span> o dielo a <span class="highlight-substring">zmluvu</span> o poskytovaní služieb chápať analogicky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/902f0ff5-c200-4759-8fb0-3887c6c5bfea%3A20592d3a-df1a-4ca3-bb56-5199a68e6253" target="_blank" class="result-ref">5Csp/38/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Mat%C3%BA%C5%A1+Kalanin" class="judge-link" title="JUDr. Matúš Kalanin">JUDr. Matúš Kalanin</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a94d7223-947d-4b0f-8d4a-d12e968ccf87%3A59bd93ec-eae9-4200-8581-d709952146e1" target="_blank" class="result-ref">2Csp/95/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Marcela+Karman" class="judge-link" title="Mgr. Marcela Karman">Mgr. Marcela Karman</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná <span class="highlight-substring">zmluva</span> o pôžičke je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> a teda na právny vzťah založený <span class="highlight-substring">zmluvou</span> o
pôžičke súd aplikoval príslušné ustanovenia občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> (§ 52
a nasl. občianskeho zákonníka). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9ee11956-6ea4-48b2-aeed-734f7537f344%3A71340666-7629-4d72-a61c-fa4b6d88a02f" target="_blank" class="result-ref">8Csp/217/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Bla%C5%BEena+Fedorkov%C3%A1" class="judge-link" title="JUDr. Blažena Fedorková">JUDr. Blažena Fedorková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže v danej veci ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> súd sa zaoberal tým, či <span class="highlight-substring">zmluva</span> obsahuje všetky
zákonné náležitosti vyžadované právnou úpravou v čase uzavretia <span class="highlight-substring">zmluvy</span>.

47. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/35403c07-a2ac-4c00-bcc9-8557113db6af%3Ad428b41c-aacc-482e-b708-06ceb3835df3" target="_blank" class="result-ref">B1-27Cb/25/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava III</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Lucia+Hatalov%C3%A1" class="judge-link" title="JUDr. Lucia Hatalová">JUDr. Lucia Hatalová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o správe podľa
názoru žalovaného spĺňa všetky kritériá <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/02765818-0641-419a-9c79-81b113dbaf79%3A69e0e2a5-3d16-494c-92b6-557cea9c7117" target="_blank" class="result-ref">26Csp/69/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zolt%C3%A1n+Orlai" class="judge-link" title="JUDr. Zoltán Orlai">JUDr. Zoltán Orlai</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd danú úverovú <span class="highlight-substring">zmluvy</span> posúdil
ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9afeb5b7-3cd7-4eac-9e9a-e8781fcb5ec3%3A66383b69-5c46-4ad6-a09a-c81544e575af" target="_blank" class="result-ref">101C/26/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Simona+Szab%C3%B3" class="judge-link" title="Mgr. Simona Szabó">Mgr. Simona Szabó</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedená <span class="highlight-substring">zmluva</span> je
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ff653cb1-ab62-4566-b7b2-0390be56326c%3A7d80fd20-4668-4bf7-bc2e-3c9fc8c329b5" target="_blank" class="result-ref">100Csp/15/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Lucia+Poni%C5%A1tov%C3%A1+Ph.D." class="judge-link" title="JUDr. Lucia Poništová Ph.D.">JUDr. Lucia Poništová Ph.D.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka účinného ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span> (OZ)  v znení
účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.



13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/322fc0d3-8c87-4061-a903-15f1368f3a97%3A1096d42e-e3e4-497c-9dde-4dd1e0a15486" target="_blank" class="result-ref">56Csp/130/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zuzana+Sin%C4%8D%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Zuzana Sinčáková">JUDr. Zuzana Sinčáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzavretá <span class="highlight-substring">zmluva</span> svojim charakterom spadá medzi <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>, za ktorú sa považuje
každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6b7f1500-41e9-414c-9a4f-095cf38c39f3%3Aaa268f08-a0da-4ff7-a6e6-23d11ed0df7a" target="_blank" class="result-ref">27Csp/8/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Martin+Ja%C5%BEembovsk%C3%BD" class="judge-link" title="Mgr. Martin Jažembovský">Mgr. Martin Jažembovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobou doručenou tunajšiemu súdu dňa XX.XX.XXXX, sa žalobca domáhal voči žalovanému, po
čiastočnom späťvzatí zo dňa XX.XX.XXXX zaplatenia istiny vo výške 2.057,74 eur, sumu istiny vo
výške 33,60 eur, sumu zmluvných úrokov vo výške 454,54 eur, úrok z omeškania vo výške 5 % ročne
zo sumy 1.613,60 eur od 01.10.2022 do zaplatenia, úrok z omeškania vo výške 5 % ročne zo súm
omeškaných splátok úveru nasledovne: zo sumy 103,77 € od 26.02.2021 do 30.03.2021, zo sumy
103,77 € od 26.03.2021 do 30.03.2021, zo sumy 102 € od 31.03.2021 do 17.05.2021, zo sumy 103,77
€ od 26.04.2021 do 17.05.2021, zo sumy 103,77 € od 26.05.2021 do 01.06.2021, zo sumy 103,77
€ od 26.06.2021 do 06.07.2021, zo sumy 103,77 € od 26.07.2021 do 14.09.2021, zo sumy 103,77
€ od 26.08.2021 do 14.09.2021, zo sumy 99,76 € od 15.09.2021 do 16.11.2021, zo sumy 103,77
€ od 26.09.2021 do16.11.2021, zo sumy 99,76 € od 17.11.2021 do 14.12.2021, zo sumy 103,77 €
od 26.10.2021 do 14.12.2021, zo sumy 99,76 € od 15.12.2021 do 17.01.2022, zo sumy 103,77 €
od 26.11.2021 do 17.01.2022, zo sumy 99,76 € od 18.01.2022 do 13.05.2022, zo sumy 57,48 € od
14.05.2022 do 17.06.2022, zo sumy 103,77 € od 26.12.2021 do 17.06.2022,  zo sumy 61,09 € od
18.06.2022 do 15.07.2022, zo sumy 103,77 € od 26.01.2022 do 15.07.2022, zo sumy 64,12 € od
16.07.2022 do 14.09.2022, zo sumy 14,68 € od 15.09.2022 do 14.10.2022, zo sumy 103,77 € od
26.02.2022 do 14.10.2022, zo sumy 67,97 € od 15.10.2022 do 15.11.2022,  zo sumy 18,53 € od
16.11.2022 do 16.01.2023, zo sumy 103,77 € od 26.03.2022 do 16.01.2023, zo sumy 72,20 € od
17.01.2023 do 20.02.2023, zo sumy 22,80 € od 21.02.2023 do zaplatenia, zo sumy 103,77 € od
26.04.2022 do zaplatenia, zo sumy 103,77 € od 26.05.2022 do zaplatenia, zo sumy 103,77 € od
26.06.2022 do zaplatenia, zo sumy 103,77 € od 26.07.2022 do zaplatenia, zo sumy 103,77 € od
26.08.2022 do zaplatenia, zo sumy 103,77 € od 26.09.2022 do zaplatenia, úrok z omeškania vo výške
5 % ročne zo súm omeškaných mesačných nákladov spojených s poistením nasledovne: zo sumy 5,60
€ od 26.02.2021 do 30.03.2021, zo sumy 5,60 € od 26.03.2021 do 17.05.2021, zo sumy 5,60 € od
26.04.2021 do 17.05.2021, zo sumy 5,60 € od 26.05.2021 do 01.06.2021, zo sumy 5,60 € od 26.06.2021
do 06.07.2021, zo sumy 5,60 € od 26.07.2021 do 14.09.2021, zo sumy 5,60 € od 26.08.2021 do
16.11.2021, zo sumy 5,60 € od 26.09.2021 do 14.12.2021, zo sumy 5,60 € od 26.10.2021 do 17.01.2022,
zo sumy 5,60 € od 26.11.2021 do 17.06.2022, zo sumy 5,60 € od 26.12.2021 do 15.07.2022, zo sumy
5,60 € od 26.01.2022 do 14.09.2022, zo sumy 5,60 € od 26.02.2022 do 15.11.2022, zo sumy 5,60 € od
26.03.2022 do 20.02.2023, zo sumy 5,60 € od 26.04.2022 do zaplatenia, zo sumy 5,60 € od 26.05.2022
do zaplatenia, zo sumy 5,60 € od 26.06.2022 do zaplatenia, zo sumy 5,60 € od 26.07.2022 do zaplatenia,
zo sumy 5,60 € od 26.08.2022 do zaplatenia, zo sumy 5,60 € od 26.09.2022 do zaplatenia a náhrady
trov konania titulom <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa XX.XX.XXXX.

2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/269a38a8-8e4e-4c70-816b-f528254b0092%3Ac96db44b-adca-45ae-bcf9-0a0153fb9ff4" target="_blank" class="result-ref">52Csp/76/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Krausov%C3%A1" class="judge-link" title="JUDr. Mária Krausová">JUDr. Mária Krausová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle predmetnej <span class="highlight-substring">zmluvy</span> žalobca vypožičal žalovanému SIM karty
s telefónnymi číslami uvedeným v <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5485c773-9233-4fe8-8427-7e4453e3ecbd%3Ab46f1d1a-3115-4199-b75a-bf4ae818bf64" target="_blank" class="result-ref">101Csp/46/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Simona+Szab%C3%B3" class="judge-link" title="Mgr. Simona Szabó">Mgr. Simona Szabó</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Právny vzťah založený medzi
zmluvnými stranami je <span class="highlight-substring">spotrebiteľským</span> vzťahom a predmetné <span class="highlight-substring">zmluvy</span> o poskytovaní verejných služieb,
dodatky k nim, ako aj dohody o splátkach, sú tak <span class="highlight-substring">zmluvami</span> <span class="highlight-substring">spotrebiteľskými</span>.

21. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8fe1c3a8-308c-4c37-a8d6-4ef84c351c5e%3Ad4c78f7b-9d65-4a5a-899f-a62a3e8cde42" target="_blank" class="result-ref">52Csp/83/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Krausov%C3%A1" class="judge-link" title="JUDr. Mária Krausová">JUDr. Mária Krausová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d127291b-072f-4362-a120-156d47ecdc54%3A6ee1563f-7894-409f-b698-d8df3060001e" target="_blank" class="result-ref">22Csp/78/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Jana+Mi%C4%8Dekov%C3%A1" class="judge-link" title="Mgr. Jana Mičeková">Mgr. Jana Mičeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

23. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3fe3fa15-8b4d-49ea-9a44-23a7836eb3f1%3Ae52d55ee-a894-455b-a347-899449a13ba2" target="_blank" class="result-ref">22Ek/948/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Veronika+Petrekov%C3%A1" class="judge-link" title="Mgr. Veronika Petreková">Mgr. Veronika Petreková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný súd <span class="highlight-substring">zmluvu</span> o úvere preto vyhodnotil ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7bfcac8e-9615-48bf-80da-2f4ff3d27b0b%3A1db477db-1d20-4ad3-8125-68e268fdd14d" target="_blank" class="result-ref">2CoCsp/15/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zuzana+Matyiov%C3%A1" class="judge-link" title="JUDr. Zuzana Matyiová">JUDr. Zuzana Matyiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V Žiadosti/<span class="highlight-substring">Zmluve</span> je nesúlad
ohľadne výšky RPMN, nakoľko údaj o výške RPMN úveru uvedený v bode 5 Žiadosti/<span class="highlight-substring">Zmluvy</span> (70,01
%), ktorá je návrhom na uzatvorenie <span class="highlight-substring">zmluvy</span>, nie je v súlade s údajom o výške RPMN úveru uvedený
v akceptácii návrhu v bode 6 Žiadosti/<span class="highlight-substring">zmluvy</span> (66,63 %). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f53edc1e-5cc6-42df-9775-ef8177886f3c%3A6023d37a-689d-4a1a-a2f2-8cfcd89445e6" target="_blank" class="result-ref">9Csp/20/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Zuzana+Lap%C5%A1ansk%C3%A1" class="judge-link" title="JUDr. Zuzana Lapšanská">JUDr. Zuzana Lapšanská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetom súdneho konania
je pohľadávka vzniknutá titulom <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, ktorá vznikla pred kalendárnym
mesiacom, v ktorom bol vyhlásený konkurz alebo poskytnutá ochrana pred veriteľmi. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4dd2e2b8-ca2f-4647-ad33-6eb4e93ee043%3Ad7d4ae6c-eb24-4b40-8b4d-3ac088371cf3" target="_blank" class="result-ref">40Ek/1488/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Veronika+Petrekov%C3%A1" class="judge-link" title="Mgr. Veronika Petreková">Mgr. Veronika Petreková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení
sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatuje, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94244f36-592b-499b-8fd1-5f67236fb193%3Ad450ca7d-474a-4ee7-a6df-d9eab7a8c37f" target="_blank" class="result-ref">64Csp/41/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/JUDr.+Tatiana+Zapletajov%C3%A1" class="judge-link" title="JUDr. Tatiana Zapletajová">JUDr. Tatiana Zapletajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca žalobu odôvodnil tým, že žalobca na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ae8bdf14-ac26-4d93-8041-49c25d1c7ed2%3A7ed0b914-e7d2-42c8-bdc4-6934c864e53e" target="_blank" class="result-ref">30Ek/1588/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">18.07.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MR</div>
            <div class="judge-info">
              <a href="https://www.sudy.ai/sudcovia/Mgr.+Robert+Schmidt" class="judge-link" title="Mgr. Robert Schmidt">Mgr. Robert Schmidt</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej
<span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatuje, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
  
  
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